Property taxes are based upon the current market value of your home at the time when you first purchased your home. The taxable value, or assessed value, is based upon the recorded sales price you and the seller agreed...
Building a Granny Flat in San Diego Have you ever considered building a granny flat in San Diego as a way to enjoy personalized, on-site care for your aging or elderly parent(s)? Constructing on-site living and care quarters (or “granny...
You’ve certainly done your research during this home buying process. First, you searched for an experienced loan officer who guided you through the home loan process. Next, you found an excellent real estate agent after interviewing several and found...
Just like clockwork whether we want it or not it’s getting close to tax time. The IRS began accepting and processing federal income tax returns late last January. For the “EZ-Filers” it’s very likely many have already submitted their...
As we close out an eventful 2016 many of us are scurrying around trying to get things squeezed into this year and not let fall into 2017. Some of these things might mean reviewing what our resolutions for 2016...
Unless you’re one of those official “Fed Watchers” who hangs on nearly every word that comes from current Fed Chair Janet Yellen or any of the Federal Open Market Committee or FOMC members, then you probably don’t have a...
“How’s the real estate market In Rancho Bernardo?” You’ve probably either asked or heard this question before.  Just like the weather, every neighborhood in San Diego has it’s own unique real estate microclimate.  The purposes of our infographic to help...
You may wonder why mortgage lenders are very competitive as it relates to mortgage rates. First, they must be competitive in price along with a strong reputation in the community, service and communication. You won’t find one mortgage lender...
For those who hear the term “mortgage insurance” for the first time and outside the process of buying a home or refinancing an existing one, they might automatically think that mortgage insurance is an insurance policy that makes the...
Surely while flipping channels you’ve run across a cable TV show about buying a run-down home as the stars of the show magically refurbish the dilapidated property. 30 minutes later you can hardly recognize the new creation. It seems...