If you want to purchase a single parcel of land, the process is fairly simple. There is a clearly-defined, well-understood system for purchasing a single piece of property. Whether that property is for personal use, development, or commercial gain,...
Sometimes it seems like becoming a homeowner is an impossible journey. There are many blockades, but one of the largest is the need for a down payment. While there are options for purchasing a home without a down payment,...
Having multiple debts, including car loans, student loans, credit cards, and personal loans can create significant challenges to your finances, complicating your budgets and making it difficult to stay organized. In most cases, it would be easier to have...
In 1934, the Federal government passed the National Housing Act as part of the “New Deal,” which was President Franklin D. Roosevelt’s massive plan to provide relief from the Great Depression, relief that would come, it was hoped, through...
There are many VA loan myths, especially related to permitted work and home appraisals. These myths, unfortunately convince some people avoid VA loans. However, with the right information, you’ll see that a VA loan is a great option if...
You want to buy a home, but you’re really not sure is a large property is right for you. You’re not interested in tending to a large lawn every weekend, trimming rows of trees, or spending hours hedging bushes....
Homeownership is an important part of American prosperity. It provides secure, consistent housing and, because a mortgage payments become real ownership, acts as a forced savings account. It allows you to take pride in your property and lets you...
In a previous article, we discussed how you can acquire a loan to help purchase a home for an elderly parent. We discussed many important points, such as the challenges of purchasing a parent’s house as a “second home”...
If you are having trouble qualifying for a mortgage, you may consider using a “seller carry.” This is a special situation that, depending on the details, could help you qualify for a mortgage that would otherwise be unavailable. What...
Like all investments, purchasing a rental property requires research, diligence, and preparation. Under the right conditions, investment property provides some the most consistent and sustainable returns possible, and while it takes more effort than simply adding cash to a...