For the vast majority of borrowers, establishing your income is simple. Take a couple years of tax returns, bring along some paystubs, and the lender can do the rest. Most lending agents and institutions are experienced using these documents,...
Businesses, non-profit organizations, and government institutions all across the country are using analytics to identify problems and solve them quickly. Businesses might use analytics to predict whether the time is right to launch a certain product. Governments use analytics...
If your loan has been rejected, it can be a tough situation to handle. You probably thought your were all but guaranteed approval; after all, you know plenty of people who were approved for a mortgage loan, and your...
Buying a home is, for the vast majority of people, the most expensive purchase of their lives. That is true today just as it was 50 or even 100 years ago. In the overall American real estate market, prices...
FHA cash-out refinancing is a wonderful option for many consumers across the country. However, if you want to use this program to take advantage of the equity in your home, you need to act fast. The program is changing,...
Of all the traits you need when purchasing a home, patience may be the most important. There can be months, even years, between shopping for properties and finally settling into your own house. The exact length, however, depends on...
While it is certainly profitable when done right, investing in land can also be challenging. It takes time, patience, and often requires a large initial investment. But there are also many ways to earn a profit from undeveloped land....
Of all the ways to complete a home purchase, using FHA financing is often the most popular. These loans have convenient terms that make them available to numerous borrowers, and with affordable rates, many people can get a great...
If you are eligible, a VA loan can be the most reliable, affordable, and convenient financing option for your home. VA loan rates can vary depending on the purchase and the borrower. Fortunately, there are a few things you...
The vast majority of mortgages use paystubs, as well as tax returns, to verify a potential borrower’s income. For nearly everyone, this creates a convenient way to get approved for a mortgage. However, some borrowers need a different way...