Understanding Asset Depletion as Income
One of the most important components of your mortgage application is the establishment of your income. Basically, the bank, lender, or lending agent needs to know how much money you make or how much money
One of the most important components of your mortgage application is the establishment of your income. Basically, the bank, lender, or lending agent needs to know how much money you make or how much money
When you are searching for a home loan, you have many options. You can choose a fixed-rate loan or an adjustable-rate mortgage. You can go with a conventional loan, or use an FHA loan. One
If you are a business owner, you need to use all the tax benefits that are available to you. These benefits, deferments, and write offs are created to encourage companies and investors to keep conducting
Purchasing a home is not quite as simple as it looks on television. There are numerous fees and costs associated with the purchase, and, while most are affordable, they add up in total price. Make
When you apply for a mortgage loan, the lender will look at many different factors. They will look at your debt-to-income ratio, as well as your current assets. They may also look at your work
Real estate creates a wonderful investment opportunity. They can bring an income while you own it, and they almost always gain in value, which means you’ll likely have the chance to sell it for more
If you want to take out a loan with another person who is not your spouse, such as a son or sibling, there are options, including VA loans. Assuming you are eligible, the VA allows
Getting a mortgage and purchasing a home can be stressful enough, but when you also need to sell your home, the stress can be multiplied over and over again. While we focus mostly on people
A lender will consider many different factors when approving your mortgage application. They will look at items like your credit score, down payment, and income to determine whether you should be issued a loan. Another
In a previous post, we wrote about the challenges of owning a short-term rental property. If you skim this post by itself, you might assume we are advocating against this form of investment. (A thorough
Buying a short-term rental is becoming a popular option among property investors. In many cases, you can earn more annual profit with a short-term rental than a long-term rental, even if that short-term property is
Chad Baker
Originating Branch Manager
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