Financing for condos can be hard to secure. These properties are inherently different; as such the financing is different too. In the past, FHA loans for condos were hard to come by, but with some
In case you haven’t heard, the housing market is red hot. Homes are selling faster than almost any period before, and prices continue to climb upward. The reasons for this scorching market are numerous, but
Home prices and overall sales are on the rise across the country. The West Coast, the state of California, and San Diego real estate itself are all seeing this trend. In some regions, home prices
It seems the real estate market is hot, and even steadily rising interest rates can’t cool it off. While there has been a slight dip in rates, the medium- and long-term numbers show that people
In early March of 2021, the Federal Housing Finance Agency (FHFA) announced that Fannie Mae and Freddie Mac would limit their buying of second-homes and investment-property mortgages to roughly 7% of their overall portfolio. This
The San Diego real estate market is one of the most attractive, in-demand areas across the country. With amazing views, outstanding year-round weather, and attractions that rival any city, San Diego has a lot to
COVID-19 has had a major impact on numerous industries. The real estate and mortgage industry, by comparison to many others, has fared quite well. To be certain, there are people still struggling to make payments
Mortgages could be changing in the near future, and these changes could impact how homeowners buy and sell their properties. While making accurate predictions about future mortgages is extremely difficult (and often unreliable), we’ll look
With a changing work environment, bank statement loans are becoming more important than ever before. People are adjusting how they work, and these changes have made the need for flexible loan approval more common. Using
In late January of 2021, the FHA made a formal announcement that individuals classified under the “Deferred Action for Childhood Arrivals” are legally permitted to receive mortgages supported by the FHA. Previously, this national benefit
San Diego, for good reason, is one of the most attractive places to live in the entire country. Visitors to our wonderful city, as well as the general area, see firsthand why the San Diego
Chad Baker
Originating Branch Manager
NMLS #329451
858-353-8331
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