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Home Loan Modification

Between 2007 and 2014 millions of home owners proactively reach out to the company that was servicing their home loan in an attempt to modify the terms of their current home loans. In many situations,

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Jumbo Home Loan Guide

A Jumbo Home Loan is classified as any loan amount that exceeds the county high balance loan limit under which the transaction will occur. Jumbo loans will represent the most stringent loan product type qualification.

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Self Employed Refinancing

One of the biggest challenge for self employed individuals in the process of purchasing or refinancing a home is the documentation of income. Over 90% of mortgage transactions are underwritten using a traditional income analysis in

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Navigating a Refi or Sale With a HERO Lien

HERO (Home Energy Retrofit Opportunity) is a program that is part of the statewide PACE (Property Assessed Clean Energy) effort. PACE was established in California in 2001 and was used as a blueprint for at

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When to Use a Bridge Loan

The most popular way to use a Bridge Loan or a Listing Loan is in a purchase transaction when a buyer would otherwise be forced to make a contingent offer. Some reasons for a contingent

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Physician Loan Program

If you are a new or established medical practitioner this program is for you! Qualifying for a home loan can be difficult when you have enormous student loan related debt on your credit report, but

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Investment Property: Keep vs Sell?

There comes a time when it’s time to move. Whether you’re staying in the same neighborhood or you’re moving several zip codes away, what to do with your home is an important consideration. Many simply

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VA Home Loans with a 500 Credit Score

Since first being introduced back in 1944 the Department of Veterans Affairs has helped millions buy and finance their home with a VA mortgage. Lending guidelines established by the VA allow lenders to underwrite and

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