If you’re considering ways to save on long term interest and paying down your mortgage balance sooner rather than later, refinancing to a shorter loan term is probably the most common way to do so.

That might not seem a very important question for most, but for those that do wonder about the answer, it’s certainly an important one. When someone is on maternity leave typically there is no monthly

You’ve read here before about the five factors that directly affect credit scores, more specially, FICO scores calculated for mortgage loans. The FICO Company developed the original algorithm credit agencies use to come up with

Home loan modifications aren’t as common today as they were just a few short years ago. Loan modifications have in fact been in existence for decades yet were rarely used. What is a home loan

A bankruptcy is generally the result of something very bad happening in someone’s financial life. No one enters into a loan agreement of any sort, either the debtor or the creditor, with the intent to

Check if a Condo Complex is FHA Approved (FAST!) If you live in an area where condos are a popular option or you plan to move to an area where there are multiple condominium projects,

Yes, you read the headline correctly and no it’s not a return to the dizzy days of nonchalant loan approvals. In fact, it is a return to the days when lenders were able to employ