When considering a conventional loan in San Diego, you should understand this form of financing, including the advantages and disadvantages for these mortgages. This article will explain what a conventional loan is and how it
A recent article from The Orange County Register discussed the “housing frenzy” that is driving home prices upward. It made the well-established argument that buyer competition and low inventory are making it increasingly difficult to
Part of being a responsible and successful homeowner and borrower is understanding what goes into your mortgage. While you may not need to track the route of every single penny, it helps to understand the
Anyone living in the United States, earning an income, and paying U.S. taxes, but not eligible for a Social Security number, should know about jumbo ITIN loans. This is a special mortgage program that allows
Buying a home is tough right now, but the FastTrack program can provide a solution. Just how hard is it to have your offer accepted? While everyone’s home-buying experience will be different, and it is
An interest-only loan is a fairly simple mortgage product. While calculating the financial differences between this option and other mortgage products can be complicated, the loan itself is fairly straightforward. An interest-only loan is a
Whether you are an investor with multiple financed properties, or you’re simply a homeowner trying to purchase a vacation property, it can be difficult (but certainly not impossible) to find top-quality financing for your next
VA loans have some of the most generous terms available in the entire mortgage industry. For qualifying veterans, these loans represent an excellent opportunity to secure an affordable mortgage with a small downpayment; in some
For most people, using traditional income documents, such as paystubs and tax returns, is the best (and possibly the only) way to qualify for a loan. But for others, these documents are either incomplete or
The San Diego real estate market is one of the most attractive, in-demand areas across the country. With amazing views, outstanding year-round weather, and attractions that rival any city, San Diego has a lot to
As a new parent, you have a right to maternity leave. But if you are hoping to purchase a house with a mortgage loan in the near future, the upcoming (or current) maternity leave can
Chad Baker
Originating Branch Manager
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858-353-8331
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