In a situation of a divorce there is typically a requirement of the settlement of the family home or other jointly owned property. This settlement is typically handled by the sale of the homes or
A Home Equity Line of Credit (HELOC) is a loan that allows homeowners to borrow against the equity they have built up in their primary residence or second home. These types of loans can be
If you have investment properties, there’s a good chance these assets have significant equity. As a property investor, there’s also a good chance you need liquid, usable cash. Investment properties are expensive, and we’re not
Home prices have steadily increased, adding value, wealth, and equity for property owners across the country. Thanks to an increase in value, home equity (the portion of the property held by the legal owner) has
It’s no secret: in today’s market, buying a home is tough. With prices on the rise, time on the market extremely short, and massive competition for every property, homebuyers are finding it more challenging to
Is it worth refinancing for a 1%, .5%, or .25% interest rate reduction? This article will help you make the best decision. If you pay any attention to the real estate market or the mortgage
COVID-19 has had a major impact on numerous industries. The real estate and mortgage industry, by comparison to many others, has fared quite well. To be certain, there are people still struggling to make payments
If you’re an American veteran with an existing VA loan, you may be able to take advantage of lower interest rates and reduced monthly payments through a handy program officially called the Interest Rate Reduction
As homeowners, we are often pressured to refinance our mortgage. We see advertisements about falling interest rates and we’re told that if we don’t refinance right now, this “once-in-a-lifetime” opportunity will pass forever. To be
There are many types of refinancing choices. This article will describe the best options and help you make the right decision. At some point, either in the near future, or decades from now, you may
Interest rates were already low, but with the coronavirus creating economic slowdowns, massive layoffs, and a decline in the overall market, rates have dropped even further. As interest rates fall, homebuyers can get a mortgage
Chad Baker
Originating Branch Manager
NMLS #329451
858-353-8331
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