Many people are waiting to purchase a home, but need to save for a down-payment in order to get the home they want. Unfortunately, property prices are going up, so as you save money, the
Foreign nationals have a serious incentive to buy property in the United States. The U.S. dollar is strong, and home values are rising steadily, making home purchases, either as a residence or investment property, an
For many people, condominiums are a wonderful choice for homeownership. Some people may not need the large space, expansive yard, and multiple stories of a full-size family home. Instead, two or three rooms, one and
You want to purchase a home to improve your financial future, but when you start the process, you discover you have limited options because you only have a small down payment. While there are some
What is a Condotel? A condotel is a condominium building, usually a high-rise, located in a major city or in a famous resort with an important affluence of tourists that is operated as a luxury
Regardless of the real estate seminar or property flipping reality television show that you devote your loyalty, there are two very basic economic objectives of purchasing residential investment properties. Cash-Flow- The proceeds of rental income
The housing market that began to rebound in 2012 has finally brought with it some good news for borrowers, particularly for homebuyers and existing homeowners with less-than-perfect mortgage histories. Here is everything you need to
If you have had a foreclosure on any property within the past seven years, your home loan options are limited. Conventional mortgage loans underwritten to the guidelines of both Fannie Mae and Freddie Mac will
It has been estimated that over 7 million people lost their homes in either a short sale or foreclosure between 2007 and 2014. Many of these people are looking to re-establish home ownership and are
The home loan process can be a challenging experience for the self employed borrower looking to purchase or refinance a home. Much of the confusion can be attributed to the calculation and documentation of income
HERO (Home Energy Retrofit Opportunity) is a program that is part of the statewide PACE (Property Assessed Clean Energy) effort. PACE was established in California in 2001 and was used as a blueprint for at
Chad Baker
Originating Branch Manager
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