If you are retired and need a new home, approval for a mortgage can be difficult. You no longer have a regular income from work, and the income you do receive comes from a wide
Sometimes we need to help the people in our lives. While we all know the financial risks, cosigning can help a child, friend, or loved one secure the loans they need for housing, transportation, or
If you have a tax lien from the IRS or a court judgement from an individual, it can make getting a mortgage more difficult. However, with the right approach, you can clean the record and
Every seller wants to get the most value from their home. In many cases, this means making updates to the property; updates that will attract buyers, increase bidding competition, and enhance the perceived value of
You must choose a real estate agent that can meet your needs. Few people can have such a profound impact on your life as the real estate agent. Think about it. A real estate agent will
Earlier this month, we talked about the exciting spring real estate season. We discussed strategies for both buyers and sellers, helping them either find the right home at an affordable price, or helping them sell
Residential loans are often made to individuals and couples, helping them secure property to improve their lives and financial standing. However, residential loans can also be made to business entities. These loans help businesses gain
On average, over one million Americans file for bankruptcy each year. The biggest contributing factors to bankruptcy typically involve divorce, loss of employment, or personal or family illness. For people who have recently experienced the
Wondering how to remove a parent from a property title without triggering a reassessment by the county tax assessor? There are a number of reasons why you may need to remove a parent from title,
Mortgage lenders certainly perform their own fair share of due diligence once accepting a loan application to either purchase a home or refinance an existing mortgage. The lender documents the borrowers as well as the
A home appraisal plays an essential role in any purchase or refinance transaction. When a lender evaluates a loan application the lender actually issues two separate approvals- one for the borrower and one for the
Chad Baker
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