Temporary Buydowns Defined

What is a temporary buydown and do you want one? We’ve mentioned here on several occasions about how the mortgage industry seems to think...

Chula Vista 91913 Market Snapshot

“How’s The Real Estate Market In Chula Vista?” You’ve probably either asked or heard this question before.  Just like the weather, every neighborhood in San...

Shopping for a Home: Lender vs Real Estate Agent?

There are many players and terms involved when buying a home. So many that you never even knew they existed. Did you know there...

The In Between Jobs Loan Approval

Yes, you read the headline correctly and no it’s not a return to the dizzy days of nonchalant loan approvals. In fact, it is...

Home Refinance Programs

Most mortgage programs today require some sort of a down payment. Outside of the VA and USDA home mortgage loans buyers can anticipate a...

Is Your HELOC Getting More Expensive?

If you currently have a home equity line of credit, or a HELOC, or thinking about applying for one, you should note that HELOC...

Interest Rates : Condos vs Single Family Residences

If you’re looking for a home to buy you certainly have your fair share of property types. Certainly the most common property is the...

Mortgage Tax Deductions: What Is Tax Deductible?

Just like clockwork whether we want it or not it’s getting close to tax time. The IRS began accepting and processing federal income tax...

Financing a Mixed-Use Property with an FHA Loan

When lenders accept a mortgage loan application for a residential property there is in effect two separate loan approvals - one for the borrower...

Is Dodd-Frank Soon to be In Your Rear View Mirror?

We can all remember the events that ultimately led to the dismantling of the private mortgage industry as well as reigning in mortgage giants...