Financing Your Renovation

Surely while flipping channels you’ve run across a cable TV show about buying a run-down home as the stars of the show magically refurbish...

Title Insurance : Here’s Why You Need It

You’re probably now aware there are more than a few services needed when your mortgage lender begins processing and approving your mortgage loan application. Most...

San Diego County Loan Limits to Increase for 2017

The Federal Housing Finance Agency (FHFA) has just announced the 2017 county conforming loan limits will be raised from $417,000 to $424,100. This is the...

Getting a Home Loan? Lowest Payment vs Lowest Cost

If you’re getting a home loan soon, either for purchasing your first home or even refinancing an existing mortgage, you’ve probably more than gathered...

The Transfer Tax in San Diego County Explained

If you’ve looked at a settlement statement lately or you’ve just received your initial Loan Estimate, no doubt you’ve noticed there are more than...

Unpermitted Additions: What You Need to Know

Buying a home means there is a lot of preparation before making a final offer to buy. You decide where you’d like to live based...

Financing Solutions for the Self-Employed Borrower

If you’re self-employed or married to someone who is, you know first-hand the challenges that running your own business, no matter how big or...

Getting a Financial Gift : What Are the Rules?

When applying for a mortgage, buyers need to consider the type of loan programs available as well as the down payment requirements for each...

My Home Didn’t Appraise for my Purchase Price – Now What Do I Do?

Appraisal Didn't Match Your Purchase Price? When you first apply for a mortgage, you may not realize it but there are actually two approvals that...

The 97% Loan : 3.0% Down Payment

Conventional Loans Conventional loans, those that are underwritten primarily to guidelines set forth by Fannie Mae and Freddie Mac have been around in some fashion...