My Home Didn’t Appraise for my Purchase Price – Now What Do I Do?

Appraisal Didn't Match Your Purchase Price? When you first apply for a mortgage, you may not realize it but there are actually two approvals that...

The 97% Loan : 3.0% Down Payment

Conventional Loans Conventional loans, those that are underwritten primarily to guidelines set forth by Fannie Mae and Freddie Mac have been around in some fashion...

The VA Energy Efficient Mortgage Explained

Sometimes it appears the VA loan is a gift that just keeps on giving. That might be hard to explain to those outside of...

How to Prepare for a Home Appraisal

Getting ready to apply for a refinance? Selling your home? Are you wondering what your property might be worth beforehand? Here is everything you...

Credit Inquiries While Shopping for a Mortgage

Knowing where you stand credit-wise before shopping for a home loan can save you both time and money. Lenders employ a matrix of sorts...

Investment Properties: Analysis and Considerations

With all the gyrations in the stock market in recent years, investors have looked beyond stocks and considered other types of investments as they...

First Time Buyers Guide – Buying with a Low Credit Score

Jumping into the real estate market for the very first time can be a little scary at first. For some, anyway. Why? There are...

The APR and Your Note Rate- What’s the Difference?

If your lender calculated the APR properly, there really isn’t much difference. But for consumers not really familiar with the term “annual percentage rate”...

How to Buy a Home with a Low Down Payment or Even No Down Payment

Coming up with funds to close on a home purchase is perhaps the single greatest barrier first time home buyers face. At least there...

The 7 Biggest Myths of FHA Loans and How You Can Use Them to Get an Approval

For some reason, the FHA mortgage program struggles to get past many misconceptions about this program which helps millions buy and finance their first...