The New 5-5 Hybrid Adjustable Rate Home Loan… Good or Bad?

Banks and credit unions make money the old fashioned way- they lend money and charge interest, something that has been going on since the...

How a Non-Occupying Co Borrower Can Save Your Home Loan

Sometimes you just need a little help. Sometimes achieving a goal or reaching a milestone just can’t quite be fully accomplished without the benevolent...

The Surprising Reason Mortgage Lenders Change Their Rates

Have you ever wondered how mortgage lenders set their interest rates each day? Are you shopping for a mortgage and can’t seem to get your...

Need Credit Repair or Rapid Rescore? Here’s How to Improve Your Score Fast

Credit is one of the three main pillars of a mortgage approval. The other two, income and equity also play just as important of a...

HERO or PACE Lien Getting in the Way of a Home Refinance?

If you brought up a search engine and typed in this or a similar phrase, it’s very likely you or the property you want...

HomeReady: The Low Down Payment Program Every Renter Needs to Know About

As of December of 2015 one of the most innovative loan programs to come around in a long time was introduced to help those...

Why an Adjustable Rate Mortgage May Be Your Best Option

Whether your mortgage choice is a conforming, jumbo, conventional or government-backed, not only will you have your choice of interest rate and point combinations...

How to Purchase or Refinance a Home After a Divorce

Couples who decide to end their marriage with a divorce certainly didn’t go into the arrangement knowing full well that at some point a...

The Dangers of a Big Down Payment

In today’s real estate world you have a multitude of options headed your way. First of course you need to decide where you want to...

Jumbo Purchase/Refinance With Less Than 20% down/equity

There are two basic classifications for a mortgage loan- conventional and government-backed. Government-backed loans include the VA, FHA and USDA programs. The VA loan...