Getting a Home Loan? Lowest Payment vs Lowest Cost

If you’re getting a home loan soon, either for purchasing your first home or even refinancing an existing mortgage, you’ve probably more than gathered...

The Transfer Tax in San Diego County Explained

If you’ve looked at a settlement statement lately or you’ve just received your initial Loan Estimate, no doubt you’ve noticed there are more than...

Unpermitted Additions: What You Need to Know

Buying a home means there is a lot of preparation before making a final offer to buy. You decide where you’d like to live based...

Financing Solutions for the Self-Employed Borrower

If you’re self-employed or married to someone who is, you know first-hand the challenges that running your own business, no matter how big or...

Getting a Financial Gift : What Are the Rules?

When applying for a mortgage, buyers need to consider the type of loan programs available as well as the down payment requirements for each...

My Home Didn’t Appraise for my Purchase Price – Now What Do I Do?

Appraisal Didn't Match Your Purchase Price? When you first apply for a mortgage, you may not realize it but there are actually two approvals that...

The 97% Loan : 3.0% Down Payment

Conventional Loans Conventional loans, those that are underwritten primarily to guidelines set forth by Fannie Mae and Freddie Mac have been around in some fashion...

The VA Energy Efficient Mortgage Explained

Sometimes it appears the VA loan is a gift that just keeps on giving. That might be hard to explain to those outside of...

How to Prepare for a Home Appraisal

Getting ready to apply for a refinance? Selling your home? Are you wondering what your property might be worth beforehand? Here is everything you...

Credit Inquiries While Shopping for a Mortgage

Knowing where you stand credit-wise before shopping for a home loan can save you both time and money. Lenders employ a matrix of sorts...