Funded: 2 Years After Short-Sale 20% Down 5.75% (5.875% APR)

Another area that we're starting to see lenders expand their offerings is programs for borrowers who have had a short-sale within the past 4...

Purchase or Refinance a PACE or HERO Property

The Property-Assessed Clean Energy (PACE) program as well as The Home Energy Renovation Opportunity (HERO) provide homeowners the ability to finance energy and water...

How To Make A Non-Contingent Offer

Are Your Contingent Offers Not Getting Accepted? Purchasing a new home that is contingent on the sale of your departing property can be a long...

Stated Income Home Loans Q&A: Chad Baker, Home Point Financial

HOME POINT Financial is excited to announce a brand new Stated Income Verified Asset program for 2015 with loan amounts up to $2 million for...

Non-QM Loans and SoCal Homeowners

What is a Non-Qualified Mortgage (Non-QM) and how does it help Southern California homeowners? First, a brief history on what makes a mortgage loan...

Financing Programs for Foreign Nationals & Non-Permanent Resident Aliens

Home loans for Foreign National & Non-Permanent Resident Aliens fall into the category of a “Non-Qualified” mortgage.  These mortgages are not insured by Fannie...

Attention Multiple Property Investors

Emery Financial is excited to announce a new mortgage product that is designed to help the owners of multiple (10+) investment properties. In addition to purchasing additional properties, this new product also allows investors to cash-out as well as restructure existing loans on the properties in order to improve cash flow.

Foreign National Home Loans 2015

The great American Dream of homeownership is still alive and well in 2015, and it isn’t reserved exclusively for US Citizens! Here’s a brief summary...

Rate Quotes

If It Sounds Too Good To Be True… It's not uncommon to see advertised mortgage rates well OUT of line with reality. A rate sheet or...

One Year Tax Returns Program for Self Employed Borrowers

The vast majority of lenders utilize underwriting guidelines that make it increasing difficult for self-employed borrowers to secure mortgage loans. A common requirement to...