HomeReady: The Low Down Payment Program Every Renter Needs to Know About

As of December of 2015 one of the most innovative loan programs to come around in a long time was introduced to help those...

Why an Adjustable Rate Mortgage May Be Your Best Option

Whether your mortgage choice is a conforming, jumbo, conventional or government-backed, not only will you have your choice of interest rate and point combinations...

How to Purchase or Refinance a Home After a Divorce

Couples who decide to end their marriage with a divorce certainly didn’t go into the arrangement knowing full well that at some point a...

The Dangers of a Big Down Payment

In today’s real estate world you have a multitude of options headed your way. First of course you need to decide where you want to...

Jumbo Purchase/Refinance With Less Than 20% down/equity

There are two basic classifications for a mortgage loan- conventional and government-backed. Government-backed loans include the VA, FHA and USDA programs. The VA loan...

Using a Reverse Mortgage to Buy a Home

For those not familiar with the term “reverse mortgage” they’re not alone. And even for those that have heard the term used it’s still...

Renovation Loans For Purchase Or Refinance

There are two types of home buyers, those who want to buy an existing home in an established neighborhood or subdivision and someone who...

Self-Employed: The Purchase and Refinance Loan Guide

A Brief History in Time Mortgage lending has made some dramatic changes over the past few years and when you include the period beginning in...

Jumbo Purchase and Refinance after a Short Sale or Foreclosure

Only recently have home values recovered their earlier losses that occurred during the housing debacle of the last decade. Today, we’re still feeling the effects...

Buying and Refinancing Investment Properties

You’ve likely noticed the emergence of cable TV shows that feature buying “fixer uppers” over the past few years. There is also no shortage of...