Non-Arm’s Length Transaction Home Loans

An Arm’s Length Transaction refers to a real estate purchase transaction in which both the buyer and seller are conducting business from an equal...

Two Mortgage Qualification Factors to Consider in a Divorce

Going through a divorce can be a very stressful experience, which can result in your own future housing needs being overlooked. You can avoid...

Impact of Missing a Credit Card Payment on your Credit Score

Your credit score is one of the biggest factors in determining your qualification and interest rate when applying for a home loan. Missing a...

Let’s Talk About REX: Jumbo Purchases with 10% Down-Payment

The majority of mortgage banks require a minimum down payment of 20% for any loan that is determined a Jumbo Loan. In San Diego...

Condo Purchases without a HOA Certification

Condominium loans are unlike loans for single family residences. The biggest difference is that not only are the qualifications (income calculations, credit history, and...

Benefits of a Home Equity Line of Credit in a Purchase

Home Equity Lines of Credit (HELOC) is a great tool to maximize your purchasing power if you are putting down less than 20% down...

Renovating a Rental Property

If you’re thinking of purchasing a rental property, you may already be considering the possible costs of making the property suitable for tenants once...