Self-Employment Advantages

There are almost nine million self-employed people in the United States. The state of California alone is home to almost two-millions of these self-employed...

Navigating a Refi or Sale With a HERO Lien

HERO (Home Energy Retrofit Opportunity) is a program that is part of the statewide PACE (Property Assessed Clean Energy) effort. PACE was established in...

When to Use a Bridge Loan

The most popular way to use a Bridge Loan or a Listing Loan is in a purchase transaction when a buyer would otherwise be...

Physician Loan Program

If you are a new or established medical practitioner this program is for you! Qualifying for a home loan can be difficult when you...

How to Use Restricted Stock Units and Stock Options as Income on a Home Loan Application

This subject will require a detailed response to give you a clear picture of all the ins and outs of restricted stock unit (RSU)...

How to Remove a Parent from a Property Title

Wondering how to remove a parent from a property title without triggering a reassessment by the county tax assessor?  There are a number of...

Investment Property: Keep vs Sell?

There comes a time when it’s time to move. Whether you’re staying in the same neighborhood or you’re moving several zip codes away, what...

Why You Got a Supplemental Tax Bill

Property taxes are based upon the current market value of your home at the time when you first purchased your home. The taxable value,...

VA Home Loans with a 500 Credit Score

Since first being introduced back in 1944 the Department of Veterans Affairs has helped millions buy and finance their home with a VA mortgage....

Strategies to Shorten Your Loan Term

If you’re considering ways to save on long term interest and paying down your mortgage balance sooner rather than later, refinancing to a shorter...