This article will describe the most common bank statement loan program mistakes and provide useful tips so you can avoid typical problems. Bank statement home loans can be used by a variety of mortgage borrowers,
This article will help you understand the basic tax implications of giving a downpayment gift. For many people, the downpayment is a significant barrier to homeownership. For most mortgages, you need roughly 5% to 10%
Many people struggle to build a downpayment, causing them to avoid homeownership entirely. To help struggling loved ones and friends, some people give generous cash gifts, which can then become a borrower’s downpayment, creating an
The downpayment for a mortgage loan is often the largest hurdle between a would-be buyer and homeownership. For this reason, many buyers receive cash gifts from relatives, using the money to jumpstart their purchase. But
The downpayment is one of the biggest hurdles to homeownership. So big, in fact, that is keeps many would-be borrowers from getting the home they deserve. This is understandable, as even a minimal downpayment can
In an industry full of misconceptions, misinformation, and misinterpretations, jumbo loans might be the most misunderstood mortgage of all. These loans, which are by definition larger than the limits set by conventional loans, can vary
Getting a DACA home loan can seem confusing, but it’s actually quite simple. Read through these frequently asked questions and you’ll have the information needed to move forward on your home purchase… Frequently Asked Questions
Chad Baker
Originating Branch Manager
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858-353-8331
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