Preparing for a Jumbo Loan: Everything You Need to Know
If you are looking for a large luxury home in the San Diego area, you may need to borrow more money than is allowed by government-backed loans. This means a jumbo loan could be required.
If you are looking for a large luxury home in the San Diego area, you may need to borrow more money than is allowed by government-backed loans. This means a jumbo loan could be required.
While it’s possible to secure a mortgage loan without one, using a credit score is one of the fastest and most efficient ways to complete your application. These scores are used in the vast majority
Refinancing a mortgage loan can have many benefits, but homeowners often delay this step because they may be comfortable with their current mortgage, don’t know how to proceed, or don’t understand the right times for
It’s a very common question when someone starts to shop for housing: “Should I pay off my debt to qualify for a mortgage?” It seems like a yes-or-no question, but unfortunately the answer is fairly
We all know that credit is important when we want to purchase large items that we can’t afford upfront, such as homes and vehicles. But do you know how your credit is actually measured? Do
The Federal Housing Administration, or FHA, is one of the most important housing organizations in the country. This office, which is a section of the Department of Housing and Urban Development, doesn’t actually loan money,
When your credit is pulled for your home loan, credit bureaus could share your personal information! Put an end to unsolicited credit offers. It’s far too easy for identity thieves to steal your mail or
A credit score is a statistical analysis of a person’s borrowing and subsequent payment history. The purpose of a credit score is to predict the likelihood a consumer will make a late payment on a
Chad Baker
Originating Branch Manager
NMLS #329451
858-353-8331
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