Busting the Myth on Jumbo Loan Interest Rates
There are a lot of myths in mortgage lending and real estate. You must have a 20% down payment. False. You can’t purchase a home if you already have a significant debt load. Wrong. It’s
There are a lot of myths in mortgage lending and real estate. You must have a 20% down payment. False. You can’t purchase a home if you already have a significant debt load. Wrong. It’s
Millennials face a unique set of challenges when buying a home. From high amounts of student debt to social pressures to live in the “perfect” home, millennials have plenty of concerns when it comes time
Education is vastly important. But student-loan debt, which is estimated at about 1.3 trillion dollars, represents a serious burden to individuals, as well as the national economy. The real-estate market is considered one of the
It’s a problem that many new retirees experience. You just celebrated one of the most important accomplishments of your life, you have great credit, and excellent assets; you should be a top-notch candidate for a
According to data from the Pew Research Center, 37% of American adults ages 18 to 29 have student loan debt. Even between the ages of 30 and 44, almost a quarter of the country has
Sometimes we need to help the people in our lives. While we all know the financial risks, cosigning can help a child, friend, or loved one secure the loans they need for housing, transportation, or
The more income you can bring to the lender, the more money you’ll be able to borrow for your dream home. You may not realize it, but there are many income sources, not just a
If you are looking for a large luxury home in the San Diego area, you may need to borrow more money than is allowed by government-backed loans. This means a jumbo loan could be required.
While it’s possible to secure a mortgage loan without one, using a credit score is one of the fastest and most efficient ways to complete your application. These scores are used in the vast majority
It’s a very common question when someone starts to shop for housing: “Should I pay off my debt to qualify for a mortgage?” It seems like a yes-or-no question, but unfortunately the answer is fairly
There are many options available for home-loan financing. From conventional to jumbo to USDA, you can find so many choices that the process becomes intimidating. One of the most common options is an FHA loan.
Chad Baker
Originating Branch Manager
NMLS #329451
858-353-8331
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