Mortgage lending can be highly complex, which often leads to confusion and frustration among consumers. Interest rates are a perfect example. While many organizations advertise extremely low rates, you don’t always get these low rates,
Home prices and overall sales are on the rise across the country. The West Coast, the state of California, and San Diego real estate itself are all seeing this trend. In some regions, home prices
It seems the real estate market is hot, and even steadily rising interest rates can’t cool it off. While there has been a slight dip in rates, the medium- and long-term numbers show that people
The San Diego real estate market is one of the most attractive, in-demand areas across the country. With amazing views, outstanding year-round weather, and attractions that rival any city, San Diego has a lot to
Mortgages could be changing in the near future, and these changes could impact how homeowners buy and sell their properties. While making accurate predictions about future mortgages is extremely difficult (and often unreliable), we’ll look
While they share similarities, there are clear differences between buying a second home and purchasing an investment property. A second home is simply an additional property that you can use as needed; either for enjoyment,
If you’re an American veteran with an existing VA loan, you may be able to take advantage of lower interest rates and reduced monthly payments through a handy program officially called the Interest Rate Reduction
San Diego, for good reason, is one of the most attractive places to live in the entire country. Visitors to our wonderful city, as well as the general area, see firsthand why the San Diego
Zillow predicts home prices to rise 10.3% in 2021. With a potential increase in interest, now may be the right time for many buyers, especially first-time homeowners. In late December of 2020, Zillow, a home-listings
Mortgage loans for personal property are fairly common, and most people understand the purpose and basic details behind this financing. Loans for investment property, on the other hand, are a little different. Fewer people use
Forbearances are declining. What could this mean for future homebuyers? The United States, at least economically, appears to be steadily returning to a state of normal. Yes, COVID-19 cases continue to increase in many areas,
Chad Baker
Originating Branch Manager
NMLS #329451
858-353-8331
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