Update: 2024 is here, and so are the 2024 loan limits. If you are considering a new house in the coming year, you should learn about upcoming loan limits so you can purchase the best
If you think of the USDA, you probably imagine grocery-store steaks and broad agricultural policy. But what about home loans? The United States Department of Agriculture (USDA), in an effort to sustain and revive rural
Mortgage research is an important part of the overall buying process. But where is the information, and what should you look for? This article hopes to guide you in the right direction. An informed decision
The COVID-19 outbreak is impacting us all. For some, life has changed little, while for others life has changed significantly. If you are taking leave from your job and currently unable to work, your mortgage
When you think of the United States Department of Agriculture, best known as the “USDA,” what come to mind? For most people, it’s choice cuts of beef, food inspections, or simply general guidance for the
Your mortgage payment is made of many parts, including the principle and the interest, which in general are commonly understood by more borrowers. But what about the property tax and home insurance? Why are these
Buying an investment property is, in many ways, similar to purchasing your personal home. You start by defining your goals, then look at properties, make offers, take out a loan (in most cases), and finally
A lender will consider many different factors when approving your mortgage application. They will look at items like your credit score, down payment, and income to determine whether you should be issued a loan. Another
When you are thinking about purchasing a home, what’s the first thing you consider? For many; it’s the downpayment. This chunk of money creates a lot of worry, delay, and confusion among would-be homeowners. Knowing
Avoiding FHA mortgage insurance can be tough, but it’s not impossible. When you apply for your first mortgage loan, you might be surprised to see all the additional fees and expenses. Suddenly the number you
Purchasing a home comes with a few additional costs that may not be entirely clear. Realtor fees, closing costs, and home insurance are just a few of the things that can slowly drive up the
Chad Baker
Originating Branch Manager
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