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home opportunity program map

Reduced Interest Rates in Eligible Markets

Our new Home Opportunity Program can offer lower than market interest rates when purchasing a home located in a designated census tract.

Our Home Opportunity Program is geographically based and eligible addresses are identified at the census tract level. This is NOT an FHA loan, it is a Conventional loan and does not have upfront mortgage insurance premiums.

Eligibility Criteria:

View San Diego County Map

View Riverside County Map

Income Requirements: None.

Borrower Eligibility: No first-time homebuyer requirement.

Geographic Eligibility: Designated Census Tract for every county.  Please email us for details or a property address and we will check eligibility.

Occupancy: Primary Residences only.

Loan Purpose: Purchase, Rate & Term Refinance, Cash-Out Refinance.