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Get a Purchase Loan after a Short-Sale or Foreclosure

With Home Point’s Purchase Loan programs, you may be eligible to purchase again in as little as one day after a short-sale or foreclosure!

Program Highlights

  • Standard Documentation required. Borrowers must document and source
    all household income, assets, and liabilities
  • Owner-Occupied Purchase or Rate/Term Refinance transactions only.
    Second Homes, Units and Investment Property are not permitted
  • Available to U.S. Citizens, Permanent Resident Aliens, and Non-Permanent
    Resident Aliens with acceptable evidence of permission to reside in the U.S.
    Non-Residents are not eligible
  • First Time Homebuyers not permitted. All borrowers must have evidence of home ownership during the previous 5 (five) year period.
  • Purchase or Rate/Term Refinance only. Cash Out is not permitted
  • 5/1 and 7/1 Portfolio Hybrid ARMs with a 30 year fully amortizing term
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