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Foreign National Home Loans 2015

The great American Dream of homeownership is still alive and well in 2015, and it isn’t reserved exclusively for US Citizens! Here’s a brief summary of Home Point Financial's Foreign National & Nonpermanent Resident Alien Home Loan Program guidelines - updated January 2015: Owner-occupied,  second…

Rate Quotes

If It Sounds Too Good To Be True… It's not uncommon to see advertised mortgage rates well OUT of line with reality. A rate sheet or advertisement might look something like this: Whether the advertised options will be available for your transaction depends on too…

Opt Out of Credit Offers

When your credit is pulled for your home loan, credit bureaus could share your personal information! Put an end to unsolicited credit offers. It's far too easy for identity thieves to steal your mail or your garbage and use a pre-screened credit card…

Qualification Ratios

When it comes to your mortgage, qualification ratios may seem like something from your high school calculus class. It's actually not rocket science. The math is simple, and the concept is sound. Income Ratio is your total monthly housing payment as a percentage…
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