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“How’s the real estate market In Rancho Bernardo?” You’ve probably either asked or heard this question before.  Just like the weather, every neighborhood in San Diego has it’s own unique real estate microclimate.  The purposes of our infographic to help you quickly…

For those who hear the term “mortgage insurance” for the first time and outside the process of buying a home or refinancing an existing one, they might automatically think that mortgage insurance is an insurance policy that makes the mortgage payments when…

You’re probably now aware there are more than a few services needed when your mortgage lender begins processing and approving your mortgage loan application. Most of these services you’ll never use again unless and until you apply for another mortgage to purchase another…

The Federal Housing Finance Agency (FHFA) has just announced the 2017 county conforming loan limits will be raised from $417,000 to $424,100. This is the first time the conforming loan limit has been raised since 2006 - an increase of $7,100. The…

If you’re getting a home loan soon, either for purchasing your first home or even refinancing an existing mortgage, you’ve probably more than gathered you’ve got plenty of options. Sometimes though just the number of financing options and choices you need to…

If you’ve looked at a settlement statement lately or you’ve just received your initial Loan Estimate, no doubt you’ve noticed there are more than just a few line items. These estimated closing costs are broken down into lender and non-lender charges. Lender…