It seems that getting approved for a mortgage loan would be easy, but if you have come across non-warrantable condos, you’ve likely discovered how complex it can be. While these properties may be difficult to finance, but it’s certainly not...
Jumbo Loan Programs for a Credit Score Under 700 Jumbo loan programs can help you obtain affordable financing for high end homes in California and all across the country. However, they also come with increased scrutiny and enhanced requirements. Because...
When you apply apply for a mortgage, you’ll usually be asked to bring as much information as possible. This can include, but is certainly not limited to, bank statements, credit reports, asset verifications, and pay stubs. It may also...
Getting a Jumbo Loan Down Payment Under 20% The prospect of putting a 20% down payment toward even modest home loans can discourage many potential homeowners. Wading deeper into jumbo loan down payment territory can make a 20% down payment...
30 years or 15 years. Those are your options for a mortgage. Right? While most people are familiar with either 30 or 15-year mortgage terms, there are actually mortgages available that are based on many different lengths. 10-year, 20-year,...
You’ve been searching for a quiet, comfortable condo within walking distance from downtown San Diego. You finally find the perfect place that has all the amenities you want, the space you need, and a gorgeous view overlooking the surrounding...
Property taxes are based upon the current market value of your home at the time when you first purchased your home. The taxable value, or assessed value, is based upon the recorded sales price you and the seller agreed...
Building a Granny Flat in San Diego Have you ever considered building a granny flat in San Diego as a way to enjoy personalized, on-site care for your aging or elderly parent(s)? Constructing on-site living and care quarters (or “granny...
You’ve certainly done your research during this home buying process. First, you searched for an experienced loan officer who guided you through the home loan process. Next, you found an excellent real estate agent after interviewing several and found...
Just like clockwork whether we want it or not it’s getting close to tax time. The IRS began accepting and processing federal income tax returns late last January. For the “EZ-Filers” it’s very likely many have already submitted their...