The vast majority of lenders utilize underwriting guidelines that make it increasing difficult for self-employed borrowers to secure mortgage loans. A common requirement to use a two-year average of a borrower’s income to determine eligibility. In a situation where...
There’s some good news in store for San Diego County’s current & future homeowners. The Federal Housing Finance Agency (FHFA) has just announced the maximum conforming loan limits for home loans underwritten to Fannie Mae & Freddie Mac guidelines...
Going through a divorce can be a very stressful experience, which can result in your own future housing needs being overlooked. You can avoid or reduce future housing challenges by analyzing the financial implications of a divorce before it...
Your credit score is one of the biggest factors in determining your qualification and interest rate when applying for a home loan. Missing a credit card payment is not the end of the world and it will not automatically...