On its face, getting a home loan application approved is pretty basic fare. All lenders who issue mortgages all follow the same general lending guidelines issued by mortgage giants. The mortgage giants include Fannie Mae
Property values over the past decade have really been on a roller coaster ride. Around the middle of the last decade, lenders invented new home equity mortgage programs to try and reach as many potential
Banks and credit unions make money the old fashioned way- they lend money and charge interest, something that has been going on since the invention of currency. For an automobile loan or a credit card,
Sometimes you just need a little help. Sometimes achieving a goal or reaching a milestone just can’t quite be fully accomplished without the benevolent aid of others. It might sound odd at first but that
Have you ever wondered how mortgage lenders set their interest rates each day? Are you shopping for a mortgage and can’t seem to get your arms around how and when mortgage companies decide to change
Financing a Home Purchase With a HERO Lien or PACE Lien in California If you found this article during an online search, it’s very likely you, or the property you want to buy (or refinance),
As of December of 2015 one of the most innovative loan programs to come around in a long time was introduced to help those who may have trouble buying a home due to down payment
Whether your mortgage choice is a conforming, jumbo, conventional or government-backed, not only will you have your choice of interest rate and point combinations as well as the term of the loan but you will
In today’s real estate world you have a multitude of options headed your way. First of course you need to decide where you want to live and then the type of home you’d like to
There are two basic classifications for a mortgage loan- conventional and government-backed. Government-backed loans include the VA, FHA and USDA programs. The VA loan is reserved for veterans and others who qualify to buy and
There are two types of home buyers, those who want to buy an existing home in an established neighborhood or subdivision and someone who wants a brand new home that’s never been lived in before.
Chad Baker
Originating Branch Manager
NMLS #329451
858-353-8331
Licensed in: Alabama, Arizona, Arkansas, California, Connecticut, Delaware, District of Columbia, Florida, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Virginia, Washington, West Virginia, Wisconsin, Wyoming.
© 2025 San Diego Purchase Loans. All Rights Reserved. Disclaimers. Powered By CrossCountryMortgage, LLC