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If you are a new or established medical practitioner this program is for you! Qualifying for a home loan can be difficult when you have enormous student loan related debt on your credit report, but this product will give...
This subject will require a detailed response to give you a clear picture of all the ins and outs of restricted stock unit (RSU) use on a loan application, but the short answer is, yes! Under certain circumstances, you...
There comes a time when it’s time to move. Whether you’re staying in the same neighborhood or you’re moving several zip codes away, what to do with your home is an important consideration. Many simply don’t give it much...
If you’re considering ways to save on long term interest and paying down your mortgage balance sooner rather than later, refinancing to a shorter loan term is probably the most common way to do so. Most mortgage loans issued...
That might not seem a very important question for most, but for those that do wonder about the answer, it’s certainly an important one. When someone is on maternity leave typically there is no monthly income during the leave. So,...
You’ve read here before about the five factors that directly affect credit scores, more specially, FICO scores calculated for mortgage loans. The FICO Company developed the original algorithm credit agencies use to come up with the three digit score...
Lending guidelines over the past few years have gradually relaxed in certain areas. Leading up to 2008 and immediately thereafter, lenders seemed to dry up available credit for home buyers. That was true but mostly the lenders that participated...
Home loan modifications aren’t as common today as they were just a few short years ago. Loan modifications have in fact been in existence for decades yet were rarely used. What is a home loan modification and what are...
A bankruptcy is generally the result of something very bad happening in someone’s financial life. No one enters into a loan agreement of any sort, either the debtor or the creditor, with the intent to default on the loan....
Check if a Condo Complex is FHA Approved (FAST!) If you live in an area where condos are a popular option or you plan to move to an area where there are multiple condominium projects, it’s obvious you appreciate the...