LATEST ARTICLES

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Minimum Down Jumbo Loans: How to Use this Helpful Financing

Jumbo loans have a higher level of risk than many other loan products. To compensate for this risk, many lenders require a larger downpayment,...
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A New Downpayment Assistance Program is Bringing Fantastic Opportunities!

A downpayment is one of the biggest roadblocks to homeownership. Often equaling thousands of dollars, even a 5% downpayment can seem impossible to many...
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What All Borrowers Need to Know About Pre-Qualification vs. Pre-Approval

The real estate and mortgage industries are loaded with terms that many people don’t understand. Debt-to-income ratios, conventional loans, and HELOC are just a...
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When Can You Use a Financial Gift for a Downpayment?

The downpayment is one of the biggest hurdles to homeownership. So big, in fact, that is keeps many would-be borrowers from getting the home...
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How Does Escrow in a Mortgage Work?

Your mortgage payment is made of many parts, including the principle and the interest, which in general are commonly understood by more borrowers. But what...
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Low Credit FHA Loan: The Top Choice for Many Americans!

If you have a low credit score, you might think that getting a loan would be virtually impossible. You may have heard from friends...
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Low Credit VA Loans are the Perfect Choice for Many Veterans!

Low credit VA loans are an excellent options for thousands, possibly even millions, of veterans across the country. VA loans are one of the...
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Differences Between Buying an Investment Property and a Home

Buying an investment property is, in many ways, similar to purchasing your personal home. You  start by defining your goals, then look at properties,...
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Buying a Vacation Property or Second Home: 6 Important Considerations

Owning your own personal vacation home is a wonderful way to give yourself an exclusive sanctuary. No reservations required; you can simply drive (or...
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Remodeling Projects: How Much Value Can They Add?

Every year, Remodeling Magazine releases their report on remodeling projects that provide the most return on the price. Basically, they look at how much...