LATEST ARTICLES

For those of you paying attention to mortgage rates, and we here at Home Point surely do, you may have noticed that rates are...

Impound accounts, referred to as escrow accounts in other parts of the country, are monthly payments made to the loan servicer that go toward...

The Federal Housing Administration or FHA is an extremely important department within the Department of Housing and Urban Development. It is credited with righting...

The mortgage market is certainly complex at times as there are so many functions required to approve a loan. The mortgage company must order services...

In one of the most watched political developments in recent memory is the decision by British voters to leave the European Union. This “exit” narrowly...

There are two primary sources of mortgage money in today’s marketplace- conventional and government backed loans. Conventional loans are those underwritten to standards issued...

If you’ve ever gone completely through the mortgage process you know full well there are rules that lenders must follow. From federal compliance to...

  Are you getting ready to buy a home? Maybe you’re thinking of refinancing and you’re shopping around for a lender? Applying for and getting...

Both consumers and the majority of Mortgage Lender view a mortgage application as a singular transaction. And for the most part, that might seem...

Future homebuyers are certainly aware they’ll need to have some sort of a down payment when obtaining a home loan. Unless they’re VA eligible...