LATEST ARTICLES

It’s Exciting, Interesting Time to be in the San Diego Real Estate Market!

The San Diego real estate market is one of the most attractive, in-demand areas across the country. With amazing views, outstanding year-round weather, and...

Maternity Leave: How You Can Get a Loan Before or After Having a Baby

As a new parent, you have a right to maternity leave. But if you are hoping to purchase a house with a mortgage loan...

When is an Interest Rate Reduction Worth Refinancing?

Is it worth refinancing for a 1%, .5%, or .25% interest rate reduction? This article will help you make the best decision.  If you pay...
Buying home during 2021 home-buying season

How to Prepare for a Highly-Competitive 2021 Home-buying Season

The 2021 home-buying season is rapidly approaching. In many areas, it’s already here, as sellers are listing houses while buyers are getting their finances...
Couple considering investment property

Recent Survey Shows Property Remains a Popular Investment in 2021

A lot has changed in the past year. People’s perception of work, family gatherings, and healthcare have all been shifted. Compared to a year...

Debt-to-Income Ratio: Understanding Frontend and Backend DTI

When you visit a mortgage lender, you may feel that you’re overrun with terminology. At times it seems like the industry is almost intentionally...

Should You Consider Using “Assumable Loans?”

Assumable loans are a fairly simple concept: the new owner of the property, instead of taking out a new mortgage, simply “assumes” responsibility for...

How to Get a Construction Loan to Build Your Dream House!

If you can’t find the right home, sometimes you just have to make it. Fortunately, there are construction loans that make building your own...

How ITIN Loans Support Homeownership to People without S.S. Numbers

If you don’t have a Social Security number, it might seem that getting a home loan could be next to impossible. You may be...

You Can Refinance a Property That Was in Forbearance!

COVID-19 has had a major impact on numerous industries. The real estate and mortgage industry, by comparison to many others, has fared quite well....