LATEST ARTICLES

Using IRA Distribution Income to Qualify for Your Next Mortgage

Upcoming retirees have a lot to think about. Will their money last through the next three to four decades? Will they find ways to...

What Every Homeowner Must Know About Avoiding FHA Mortgage Insurance

Avoiding FHA mortgage insurance can be tough, but it’s not impossible. When you apply for your first mortgage loan, you might be surprised to...

How to Get a Mortgage Loan When You Owe Money to the IRS

Because of the effects on your debt-to-income ratio, it can be tough to get a mortgage loan when you owe money to the IRS...

Your Guide to Using Gift Funds as a Down Payment

When saving for a down payment, you might assume that you can simply use any money in your account. From life savings to inherited...

What’s the ROI for a Remodel: Are Some Projects Better than Others?

When you remodel a home, you can reasonably expect to increase the value of your property. But by how much? What’s the return-on-investment, or...

Home Addition: Essential Information for All Homeowners

Sometimes we all need a little more space. Whether you are looking to expand the living room, add a bathroom to one side of...

What Borrowers Must Know About Financing Multiple Investment Properties

Are you financing multiple investment properties? Make sure you know how many you can finance and how to organize the properties so you get...

Excluding Debt That is Paid By Another Person Increases Borrowing Power

Sometimes we need to help the people in our lives. While we all know the financial risks, cosigning can help a child, friend, or...

What Every Homeowner Needs to Know About Avoiding a Foreclosure

Although the rate of foreclosures has significantly declined since the recession that started in 2008, it still remains a concern for homeowners all across...

Getting a Mortgage, Even With a Tax Lien or Court Judgment

If you have a tax lien from the IRS or a court judgement from an individual, it can make getting a mortgage more difficult....