LATEST ARTICLES

How Might Mortgages Change in 2021 and Beyond?

Mortgages could be changing in the near future, and these changes could impact how homeowners buy and sell their properties. While making accurate predictions...

Needs vs. Wants Part 2: Defining and Refining Your List

Last week, we talked about your needs vs. wants list. We discussed why this list is so important, and how it can help you...

Due-On-Sale Clause: The Little-Known Provision that Guides Your Home Sale

The “due-on-sale” clause is an important part of many mortgage contracts. While it’s often ignored, it can impact how you buy and sell your...

Your Home-Shopping Needs vs. Wants List: Part 1

Needs vs. Wants. It’s an important consideration when purchasing a home. This article will help you decide what you need in a home, and...

Mortgage Mythology: The 25% Investment-Property Downpayment

There is a myth that your investment-property downpayment must be 25%. But as we’ll show in this article, there are options for 15% down....

Using Assets for a Mortgage: How to Enhance Your Borrowing Potential

For most mortgages, the income is the most important aspect of qualification and approval. The lender wants as much assurance as possible that your...

The Differences Between Buying a Second Home and an Investment Property

While they share similarities, there are clear differences between buying a second home and purchasing an investment property. A second home is simply an...

How COVID-19 Has Made Bank Statement Loans More Important Than Ever

With a changing work environment, bank statement loans are becoming more important than ever before. People are adjusting how they work, and these changes...

Quickly Refinance Your VA Loan with VA Streamline

If you're an American veteran with an existing VA loan, you may be able to take advantage of lower interest rates and reduced monthly...

DACA Dreamers Can Now Use FHA Loans

In late January of 2021, the FHA made a formal announcement that individuals classified under the “Deferred Action for Childhood Arrivals” are legally permitted...