LATEST ARTICLES

Can You Have a Secondary Lien On Your FHA-Insured Mortgage?

The Federal Housing Administration, or FHA, is one of the largest mortgage insurers in the nation. This organization, which is part of the Department...

Busting the Myth on Jumbo Loan Interest Rates

There are a lot of myths in mortgage lending and real estate. You must have a 20% down payment. False. You can’t purchase a...

The Secondary Market: A Major Factor for Your Mortgage Application

Since the economic and real estate crash, we have all heard a lot of jargon about the real estate industry. One of the terms...

What Every Borrower Must Know About Mortgage Points

Mortgages can be confusing. There are loan terms, interest rates, down payments, closing costs, and many other detail that you need to understand in...

An Energy Efficiency Mortgage from HUD Can Help Enhance Your Home!

We would all like to make our homes more energy efficient, but paying for these improvements can be costly. Installing a solar water heater, for...

What Happens When Your Loan is an “HPML?”

It happens in lending from time to time. On occasion, rates are so high that they trigger the requirements of a High-Priced Mortgage Loan, also...

Tax Deductions and Real Estate Investors: Will You Get a 20% Deduction?

If you are involved in real estate investments, you need to understand how income from your property will be taxed.  While the 2018 tax reform...

SDPL Makes Home Loans for Foreign Nationals More Accessible!

In the past, getting a home loan as a foreign national has been difficult. Lenders often have a complicated task when it comes to...

Why You May Want to Purchase a Home Without 20% Down

Whether you have actively searched for a home or you’re simply considering the prospect of homeownership, you’ve likely come across the subject of a...

Four Important Tax Changes that All Real Estate Investors Need to Know

In late December of 2017, after rounds of negotiations and votes in the U.S. Senate and House, President Trump signed into law the Tax...