FAMILY MEMBERS CAN GIFT YOU MONEY TOWARDS YOUR DOWN PAYMENT! It’s no secret that with interest rates at 20-year highs and the median home prices in some areas of the country above $900,000 it’s as
EXCLUSIVE: Looking to access your home equity to improve your home, pay off higher-interest debt, or finance education? Need to pay for other major or unexpected expenses, but don’t want to wait around several weeks
For home buyers looking to purchase a condo using an FHA loan, the condo complex itself needs to either already be formally approved on the FHA Approved Condominium list or the home will need a Single-Unit
QUALIFYING FOR A HOME LOAN USING TEMPORARY DISABILITY OR TEMPORARY LEAVE INCOME IS INDEED POSSIBLE! How it Works Temporary leave typically refers to short-term absences initiated by employees for reasons such as maternity or parental
IMAGINE BUYING A HOME WITH ZERO DOWN AND NO MONTHLY MORTGAGE INSURANCE PAYMENTS! What’s Happening Here’s a golden opportunity for all first time homebuyers: The California Dream For All Program announced recently allows home buyers
What’s Happening Over the weekend, Silicon Valley Bank (SVB) and Signature Bank were both taken over by the FDIC, and several other banks could be up next. A few things to consider: This is good
The annual mortgage insurance premium (MIP) for FHA loans will decrease from 0.85% to 0.55%, a drop of 0.30 percentage points. Saving homebuyers an average of $800 in 2023. What’s happening: First-time Homebuyers are still
As of 2023, the Conforming loan limit for San Diego County is $977,500 for a single-family home. Check 2023 California Home Loan Limits for your county here. A Jumbo home mortgage, on the other hand,
If you are a citizen from another nation, you can still have the opportunity to get a mortgage loan to buy a property in the United States. The Foreign National mortgage loan program assists potential borrowers living or working
A Home Equity Line of Credit (HELOC) is a loan that allows homeowners to borrow against the equity they have built up in their primary residence or second home. These types of loans can be
Contact Us Now As our aging population continues to increase, the demand for assisted living facilities is steadily growing as well. Unfortunately, building construction and other costs related to assisted living community units have also
Chad Baker
Originating Branch Manager
NMLS #329451
858-353-8331
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