If you’ve ever gone completely through the mortgage process you know full well there are rules that lenders must follow. From federal compliance to following lending procedures, it sometimes seems a lender’s series of questions will never end. There...
Getting a conventional loan after a foreclosure can be extremely difficult. Getting a jumbo loan, which involves significantly more money, may seem impossible. However, it is possible to get a jumbo loan for the purchase of a large house...
To help support the real estate market across the country, the United States government has create a wide variety of programs and agencies. While you can certainly find a mortgage that does not include any government program, most mortgage...
Earlier this month, we talked about the exciting spring real estate season. We discussed strategies for both buyers and sellers, helping them either find the right home at an affordable price, or helping them sell a home quickly while...
Mortgage insurance can be expensive, and many people try to bypass this financial burden by bringing a large down payment. However, this creates new complication and can actually increase your interest rates. If you are making a large purchase and...
If you are having trouble qualifying for a mortgage, you may consider using a “seller carry.” This is a special situation that, depending on the details, could help you qualify for a mortgage that would otherwise be unavailable. What...
FHA loans are important options for many borrowers. We often receive questions on these loans, so we’d like to share some of the top questions to help you stay fully informed on your borrowing options. FHA FAQ Part 1:...
We are proud to offer one of the best no-income investment-property loans available on the market. This loan program offers clear advantages that make it one of the most popular options for borrowers looking to create or expand their...
Of all the traits you need when purchasing a home, patience may be the most important. There can be months, even years, between shopping for properties and finally settling into your own house. The exact length, however, depends on...
Real estate is potentially one of the most lucrative investments you can own. It brings the opportunity for steady income while you own it, and also tends grows in value, meaning you can likely sell it for a profit....