When you apply apply for a mortgage, you’ll usually be asked to bring as much information as possible. This can include, but is certainly not limited to, bank statements, credit reports, asset verifications, and pay stubs. It may also...
Renovation loans are an essential part of the real estate industry. While they may not be used in every transaction, these programs often assist with buying and selling, and they can be crucial for increasing home values and improving...
While it’s possible to secure a mortgage loan without one, using a credit score is one of the fastest and most efficient ways to complete your application. These scores are used in the vast majority of applications, and if...
When you remodel a home, you can reasonably expect to increase the value of your property. But by how much? What’s the return-on-investment, or “ROI” on a remodeling project? Will you get all your money back? Will you make...
In a highly competitive seller’s market like San Diego, it can seem impossible to purchase a home. It seems like you have no time to think; if you hesitate, the house will be off the market the next morning. So...
There are many myths in real estate. For example, some people think you need a 20% down payment. Others assume you must be completely debt-free to qualify for a mortgage. Some even assume you must have flawless credit. While...
If you own your home but struggle with day-to-day expenses, a reverse mortgage may be right for you. While traditional reverse mortgages are helpful for many people, they come with government-mandated restrictions. For some homeowners, these limits make typical...
Are you having trouble getting qualified for an affordable loan? If you have a renter or roommate, you may be able to use their contributions towards approval. The process can be tricky, but with the right knowledge and a little...
Real estate mortgages are confusing enough, but if you have financial obligations on other properties, it can be downright confounding. Whether you are going to keep or sell your current property, you can still qualify for the mortgage you...
If you served in the United States military, you deserve to access all the benefits you have earned, including affordable VA loans. But securing a VA loan can become complex. As you may have already learned, there is a lot...