“How’s the real estate market In Rancho Bernardo?” You’ve probably either asked or heard this question before.  Just like the weather, every neighborhood in San Diego has it’s own unique real estate microclimate.  The purposes of our infographic to help...
Most people who need a mortgage loan can verify their income easily. They simply use their regular paystub, which usually comes every other week, proving to the lender that they make a certain amount.
Thanks to increases in loan limits, a cooling of the real-estate market, and home prices remaining high in many areas, the time is right to use a HomeStyle Renovation loan from Fannie Mae. These loans allow you to purchase...
Real estate mortgages are confusing enough, but if you have financial obligations on other properties, it can be downright confounding. Whether you are going to keep or sell your current property, you can still qualify for the mortgage you...
In the 1980’s, the federal government began noticing that many retirees and elderly people were struggling financially despite having a solid net worth. Technically, these people had a strong financial foundation, but the majority of their net worth was...
Because financing options are limited, non-warrantable condos create problems for buyers and sellers. However, if you work with the right team, you can find affordable financing for next home, regardless of the property's status. Financing Options for Non-Warrantable Condos What are...
You’ve certainly done your research during this home buying process. First, you searched for an experienced loan officer who guided you through the home loan process. Next, you found an excellent real estate agent after interviewing several and found...
If you are looking to complete a purchase transaction for a piece of real estate, you’ll need to make sure that you meet specific requirements, especially if the loan is going to be supported by Fannie Mae. Fannie Mae,...
The Federal Housing Finance Agency (FHFA) has just announced the 2017 county conforming loan limits will be raised from $417,000 to $424,100. This is the first time the conforming loan limit has been raised since 2006 - an increase of...
You’ve finally found your dream house. Maybe it’s in a kid-friendly neighborhood, with great schools and a wonderful park just a few blocks down. Maybe it has just the right amount of land for your herb garden and hobby...