While you can obtain a home mortgage loan without one, the credit score remains one of the most important factors for most buyers in the United States. In order to get an affordable loan, most buyers will need a...
As a first-time homebuyer, you have a lot to consider. There are new terms, new information, and important concepts to learn. In many cases, the confusion is compounded by “advice” from friends, family, real estate agents, lenders, and more;...
Surely while flipping channels you’ve run across a cable TV show about buying a run-down home as the stars of the show magically refurbish the dilapidated property. 30 minutes later you can hardly recognize the new creation. It seems...
The HomeStyle Renovation Loan program is designed to give borrowers the option to purchase a home and make improvements and renovations to the property, all while having one single loan. This program provides simple, flexible, and affordable financing for...
When you work with a dedicated, experienced lender like San Diego Purchase Loans, you give yourself the best possible chance at a quality mortgage for your specific needs. For example, you can work with us to secure up to...
If you want a single loan to purchase and renovate a property, two of the most popular options are HomeStyle loans and 203(k) loans, which are supported by the FHA. With knowledge on both of these choices, you can...
Sometimes we all need a little more space. Whether you are looking to expand the living room, add a bathroom to one side of the house, or build a complete master suite, a home addition allows you to craft...
The Federal Housing Administration, or FHA, is one of the largest mortgage insurers in the nation. This organization, which is part of the Department of Housing and Urban Development, does not actually give out loans, but instead provides financial...
Jumbo Loan Programs for a Credit Score Under 700 Jumbo loan programs can help you obtain affordable financing for high end homes in California and all across the country. However, they also come with increased scrutiny and enhanced requirements. Because...
VA loans are hands-down the best choice for those who qualify wanting a low cost, no down payment financing with competitive rates. It’s a benefit reserved for the select few who have served or are serving in the Armed...