Attention property investors! Significant tax changes are on the horizon for 2025, especially concerning bonus depreciation, a valuable tax-saving opportunity for real estate owners. The current rate will drop from 60% in 2024 to 40%
As real estate investors seek ways to maximize the value of their properties, adding an accessory dwelling unit (ADU) has become a popular strategy. ADUs provide extra income potential and increase the property’s overall value.
If you’re a W-2 employee who hasn’t filed your tax returns, you may be wondering whether you can still qualify for a home loan. Traditional lenders typically require your tax returns as part of the
When purchasing a home with cash, many buyers might not be aware of a beneficial financing option known as a cash recapture loan. This loan can be a strategic tool to access funds tied up
Introduction to Debt Service Coverage Ratio (DSCR) In the world of real estate investment, identifying financial metrics is key to making informed decisions and maximizing returns. Among these metrics, the Debt Service Coverage Ratio (DSCR)
In a game-changing move, Fannie Mae has recently announced a significant reduction in down payment requirements for owner-occupied 2-unit, 3-unit, and 4-unit homes. Effective November 18, 2023, the down payment will be just 5%, a
The dream of homeownership often conjures images of a quaint house nestled on a piece of land that you can call your own. However, in some cases, individuals choose to purchase homes on leased land,
Our new Home Opportunity Program can offer lower than market interest rates when purchasing a home located in a designated census tract. Check Property Address Eligiblity. Start Here Our Home Opportunity Program is geographically based
In a situation of a divorce there is typically a requirement of the settlement of the family home or other jointly owned property. This settlement is typically handled by the sale of the homes or
There are multiple reasons that residential real estate investors make the decision to Vest or Deed their property in the name of an LLC. Asset Protection: One of the primary reasons individuals choose to use
FAMILY MEMBERS CAN GIFT YOU MONEY TOWARDS YOUR DOWN PAYMENT! It’s no secret that with interest rates at 20-year highs and the median home prices in some areas of the country above $900,000 it’s as
Chad Baker
Originating Branch Manager
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858-353-8331
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