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Financing

by Chad Baker December 23, 2021

How We Are Leading Non-QM Lending for 2022

The real estate and mortgage industries are seeing rapid changes. The way people buy and sell property is changing. So too is the way people apply and qualify for mortgages. “Non-QM lending,” a term that describes many different mortgage products, are becoming…

How Delayed Financing is the New Cash-Out Refinance

by Chad Baker December 7, 2021 0Comments

When homeowners need to unlock equity in their home, when they need cash for home repairs, medical bills, emergency travel expenses, or any of life’s unexpected costs, they often turn to cash-out refinancing. But delayed financing may be their best option. …

How Freddie Mac’s BorrowSmart Program Could Brighten Your Downpayment Blues

by Chad Baker April 15, 2021 0Comments

Could the BorrowSmart program be your key to unlocking homeownership? While renting can be more affordable on a month-to-month basis, owning your home is one of the pillars of financial stability. Acting like a forced savings account, while also serving as an asset…

Rising Interest Rates and How to Position Yourself

by Chad Baker March 12, 2020 0Comments

Within 24-48 hours the national media will begin reporting mortgage interest rates are on the rise. This is exact the opposite of what has been reported for the past 2 weeks. Rates have been increasing since Monday of this week. My friends…

What Every Homebuyer Needs to Know About Delayed Financing

by Chad Baker May 16, 2018 0Comments

Delayed financing allows you to access your home’s capital immediately after you make a cash purchase. Before 2011, any cash buyer that wanted to access the equity in their property had to wait six months. If, for example, you purchased…

Financing Options for Purchasing a Foreclosure

by Chad Baker April 27, 2018 0Comments

If you are looking for a wonderful deal on a new home, purchasing a foreclosure can, in some cases, be a good option. While these properties certainly have their risks, purchasing a foreclosure can help you get a quality home…

bank statements help self employed borrowers

How Bank Statements Can Help The Self-Employed Get Their Home Loan Approved

by Chad Baker October 2, 2017 0Comments

Just how many people in the U.S. are self-employed? Understanding the number of people in the United States who work independently can be a little tricky. With doctors, for example, you have a detailed process for becoming educated, licensed, and registered to…

Understanding Home Loans and U.S. Citizenship

by Chad Baker September 29, 2017 0Comments

Owning a home is one of the pillars of the American dream. This goes for people who can trace a lineage to the American Revolution, as well as people who just arrived from their native country. However, it’s often believed…

How Business Entities Can Secure Residential Loans

by Chad Baker September 27, 2017 0Comments

Residential loans are often made to individuals and couples, helping them secure property to improve their lives and financial standing. However, residential loans can also be made to business entities. These loans help businesses gain operational advantages, and can be…

Purchase a Home with as Little as 5% Down, Up to $2 Million!

by Chad Baker September 22, 2017 0Comments

Many people are waiting to purchase a home, but need to save for a down-payment in order to get the home they want. Unfortunately, property prices are going up, so as you save money, the amount you keeping increasing. This creates a…

How to Get a Mortgage on a Condo in Litigation

by Chad Baker September 18, 2017 0Comments

For many people, condominiums are a wonderful choice for homeownership. Some people may not need the large space, expansive yard, and multiple stories of a full-size family home. Instead, two or three rooms, one and a half bathrooms, and an open living…

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