HERO (Home Energy Retrofit Opportunity) is a program that is part of the statewide PACE (Property Assessed Clean Energy) effort. PACE was established in California in 2001 and was used as a blueprint for at least 30 other states....
If you ask an experienced real estate investor who owns multiple properties how they got started in real estate, don’t be surprised if the response is they first bought a duplex or a fourplex. The reasoning is that the...
When lenders accept a mortgage loan application for a residential property there is in effect two separate loan approvals - one for the borrower and one for the property. The borrower must be able to show sufficient income to...
Are you exploring the option of buying and financing a manufactured home? If you are, you’re not alone.
Today, there are more than 10 million such homes here in the United States used both as a primary residence as well...
There is a loan program that’s somewhat under-utilized and it really shouldn’t be. It’s the USDA home loan program and while it’s not the home financing answer for everyone, for those who can take advantage of this special type...
Surely while flipping channels you’ve run across a cable TV show about buying a run-down home as the stars of the show magically refurbish the dilapidated property. 30 minutes later you can hardly recognize the new creation. It seems...
If you’re self-employed or married to someone who is, you know first-hand the challenges that running your own business, no matter how big or how small, can be. When someone works for another company and shows up for work...
Sometimes it appears the VA loan is a gift that just keeps on giving. That might be hard to explain to those outside of the mortgage industry but when you begin reviewing the benefits the VA home loan program...
Knowing where you stand credit-wise before shopping for a home loan can save you both time and money. Lenders employ a matrix of sorts that combines a down payment amount and credit score to come up with a mortgage...
With all the gyrations in the stock market in recent years, investors have looked beyond stocks and considered other types of investments as they adjust their portfolios. Hard assets, those that you can feel, touch and see have always...
