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Forbearances are declining. What could this mean for future homebuyers?  The United States, at least economically, appears to be steadily returning to a state of normal. Yes, COVID-19 cases continue to increase in many areas, causing new restrictions on gatherings...
The downpayment for a mortgage loan is often the largest hurdle between a would-be buyer and homeownership. For this reason, many buyers receive cash gifts from relatives, using the money to jumpstart their purchase. But you may need to...
In response to the COVID-19 crisis, California lawmakers have passed a variety of rules and regulations. One piece of legislation, called the COVID-19 Small Landlord and Homeowner Relief Act of 2020, largely addresses eviction that have become prominent between...
The 2020 election cycle has been one of the most turbulent in recent memory. No matter what happens in early November will be a year long remembered. Regardless of the outcome, many factors could change, including mortgage rates. At San...
For years, professionals and "experts" have feared that millennials would never purchase homes, and this lack of buying would lead to a decline in the real estate industry. It seems we can put those concerns to rest, as millennials,...
According to multiple sources, including Inman, a real-estate information and news source, VA loans have “skyrocketed” in 2020, rising about 113% compared to the same period last year. VA loans are one of the top benefits for the men...
After months of financial uncertainty and turbulent performances, the economy appears to be on the mend. Real estate, one of the most important industries in the country, and a strong indicator of overall strength, has struggled but stayed strong....
The FHA has adjusted its rules on a mortgage for self-employed professionals. This article outlines the changes and provides information on mortgages for the self-employed. The coronavirus and the resulting economic slowdown has created a variety of changes in the...
Many aspects of the real-estate-purchase process have changed, including appraisals. In an effort to keep agents, buyers, sellers, and appraisers safe, the Federal Housing Administration, or “FHA,” has announced an extension of its “relaxed appraisal requirements.” When the coronavirus...
A recent report release by Houzz, one of the top remodeling sites in the world, highlights a trend we have been seeing for months: remodeling has soared during the coronavirus scare. It appears that people are remodeling their homes,...