Are FHA loans for Dreamers a possibility? There is some uncertainty about this topic, and even though the Department of Housing and Urban Development (HUD) attempted to clear the air, many people are still confused about the issue. After...
There are mortgages available for Dreamers! And, believe it or not, the process is easier than you may have thought. When looking for a DACA mortgage, it’s important that you bring the right information and work with the right lending...
If you are a “Dreamer,” one of the hundreds of thousands who have benefited from the Deferred Action for Childhood Arrivals policy, you may assume that getting a home loan would be a challenge. After all, you are not...
Mortgage pre-qualification is the basic first step in most people’s house-hunting journey. Before searching for a home, borrowers are encouraged to visit a bank, credit union, or lending agent to “pre-qualify” for a loan. During the pre-qualification meeting, the...
Interest rates can have a profound impact on the overall affordability of your loan. Whether you are actively shopping for a new property, are considering a move, or want to use a mortgage loan for an investment property, you...
The Federal Housing Finance Agency (FHFA) recently announced an increase in their limits for loans purchased by Fannie Mae and Freddie Mac. This increase will make more homes available to homebuyers, and could be the key to helping you...
There is exciting news coming from Freddie Mac! With new guidelines related to loans for condominiums, the mortgage company is making it easier than ever to purchase a comfortable, convenient condo. These changes impact many different factors, but the...
The new tax laws can be complex, so we’d like to discuss a few of the changes, as well as the impact on your finances. We are certainly not tax experts, but because your tax bill can impact your...
If you are involved in real estate investments, you need to understand how income from your property will be taxed.  While the 2018 tax reform law has created some positive changes for real estate investors, questions about taxes remain, including...
In late December of 2017, after rounds of negotiations and votes in the U.S. Senate and House, President Trump signed into law the Tax Cuts and Jobs Act, the most significant overhaul of the national tax code in over...