For many people, their home is the largest item they will ever buy. It’s critical that you are thoughtful with your home purchase, that you get the best possible price, and that your interest rate
Whether you are an experienced buyer or searching for your first property, you may have come across a unique term, one that is becoming more and more popular in the mortgage industry. “Lock and shop”
If you are purchasing a home and using a mortgage, there are many important factors. While your own financial situation is most important, mortgage interest rates also matter. Mortgage Interest Rates: Where Do We Stand,
Mortgage lending can be highly complex, which often leads to confusion and frustration among consumers. Interest rates are a perfect example. While many organizations advertise extremely low rates, you don’t always get these low rates,
It’s no secret that interest rate matters to the total affordability of your loan. Borrowers, lenders, real estate agents, lending professionals; everyone in the mortgage and real estate industry is aware that interest rates matters.
Part of being a responsible and successful homeowner and borrower is understanding what goes into your mortgage. While you may not need to track the route of every single penny, it helps to understand the
It seems the real estate market is hot, and even steadily rising interest rates can’t cool it off. While there has been a slight dip in rates, the medium- and long-term numbers show that people
The 2020 election cycle has been one of the most turbulent in recent memory. No matter what happens in early November will be a year long remembered. Regardless of the outcome, many factors could change,
Interest rates can have a profound impact on the overall affordability of your loan. Whether you are actively shopping for a new property, are considering a move, or want to use a mortgage loan for
If you are eligible, a VA loan can be the most reliable, affordable, and convenient financing option for your home. VA loan rates can vary depending on the purchase and the borrower. Fortunately, there are
The vast majority of mortgages use paystubs, as well as tax returns, to verify a potential borrower’s income. For nearly everyone, this creates a convenient way to get approved for a mortgage. However, some borrowers
Chad Baker
Originating Branch Manager
NMLS #329451
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