Buying a multiunit property, and either living in one of the units or renting out the entire property, has numerous advantages. However, there are many factors that you should consider before making a decision. This topic is so complex...
Emery Financial is excited to announce a new mortgage product that is designed to help the owners of multiple (10+) investment properties. In addition to purchasing additional properties, this new product also allows investors to cash-out as well as restructure existing loans on the properties in order to improve cash flow.
If you are investing in real estate, one of the most important decisions you need to make is whether you will add commercial property to your portfolio. Commercial property can add diversity to your overall portfolio, but it’s essential...
Owning rental property is a great way to create a strong financial future, but if you’re purchasing your first unit, keep these tips in mind before you buy… 14 Tips for Purchasing Your First Investment Property 1. Talk with Other Landlords...
What is a Non-Qualified Mortgage (Non-QM) and how does it help Southern California homeowners? First, a brief history on what makes a mortgage loan product a "QM", or “Qualified Mortgage.” The Consumer Financial Protection Bureau (CFPB) is an independent agency...
Previously, we compared commercial property and residential property, outlining the benefits and risks with each category. But to fully understand the investment properties, you need to understand that there are different types of properties in each category. Let’s explore...
Our no-income investment-property loans are a useful option for many borrowers in the San Diego area and beyond. With reasonable terms and plenty of options, these loans can be used for borrowers who come from many backgrounds and have...
If you are a property investor, you need to understand the benefits of a 1031 exchange. With this option, you defer capital-gains taxes when you sell a property and immediately purchase a new investment. By deferring taxes, your potential...
Investing in residential property is a steady, consistent, and profitable way to leverage your capital. Not only does residential property grow in value (in almost all cases), it also brings a consistent income while you own it. From single-family...
In June of 2018, Fannie Mae announced significant changes to their guidelines regarding the review of condos. The government-backed company will now allow a limited review for the purchase or refinance of a condo unit if the borrower can...