Want to have a smooth home-buying process? If you are using a mortgage, make sure to ask your lending agent these important questions… 12 Essential Questions to Ask Your Lending Agent 1. “What Type of Loan is Best for Me?” There are...
If you are a military veteran, you have earned a wide range of benefits, including education assistance and healthcare coverage. Another benefit is access to affordable, convenient home loans through the Department of Veterans Affairs, commonly known as the...
Mobile homes provide an affordable option for your home purchase. While financing for this type of property can seem more complex, there are plenty of options available. For California residents who are military veterans, one of the best options is...
Interest rates can have a profound impact on the overall affordability of your loan. Whether you are actively shopping for a new property, are considering a move, or want to use a mortgage loan for an investment property, you...
One of the most important components of your mortgage application is the establishment of your income. Basically, the bank, lender, or lending agent needs to know how much money you make or how much money you have, as this...
When you are searching for a home loan, you have many options. You can choose a fixed-rate loan or an adjustable-rate mortgage. You can go with a conventional loan, or use an FHA loan. One of the most important...
Purchasing a home is not quite as simple as it looks on television. There are numerous fees and costs associated with the purchase, and, while most are affordable, they add up in total price. Make sure you are prepared...
When you apply for a mortgage loan, the lender will look at many different factors. They will look at your debt-to-income ratio, as well as your current assets. They may also look at your work history, and your projected...
If you want to take out a loan with another person who is not your spouse, such as a son or sibling, there are options, including VA loans. Assuming you are eligible, the VA allows unmarried co-borrowers to be...
A lender will consider many different factors when approving your mortgage application. They will look at items like your credit score, down payment, and income to determine whether you should be issued a loan. Another factor they will consider...