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Cross collateral loans are used by many investors and property buyers, increasing their chances of loan approval while enhancing the terms. They come with inherent risks, but "cross collateralization" also has many benefits. They may not be for all...
Many veterans in the Golden State want to compare CalVet vs VA loans. If you are a veteran or active service member of the United States military, you are entitled to a wide variety of benefits, including VA loans. These...
Mobile homes, modular homes, and manufactured homes offer comfortable, affordable housing that is perfect for many people across the country. Too many, however, assume that loans for these properties come with difficult provisions or harsh terms, such as high interest...
When you think of the United States Department of Agriculture, best known as the “USDA,” what come to mind? For most people, it’s choice cuts of beef, food inspections, or simply general guidance for the agricultural industry. For many...
Jumbo loans are an important resource for many homebuyers across the country. While conventional, FHA, VA, and other government-supported loans have limits on their total amounts, jumbo loans can provide millions of dollars in financing. For high-income, high-net-worth borrowers,...
When a condo cannot be purchased with a conventional loan, a loan supported by Fannie Mae or Freddie Mac, it is considered “non-warrantable.” If you are searching for a condo and need a loan to make the purchase, you’ll...
During the current health crisis, many people are facing temporary leave from work. If you are one of the millions whose jobs have been impacted by the coronavirus, you can still get a top-quality mortgage even if you are...
Sometimes people have moderate or inconsistent incomes, yet need a mortgage loan that allows the purchase a world-class home. Fortunately, assets such as physical property and investment accounts can be utilized for your next purchase. How (and Why) You...
Jumbo loans have a higher level of risk than many other loan products. To compensate for this risk, many lenders require a larger downpayment, as high as 20% or more, which, on a jumbo loan, can equal hundreds of...
A downpayment is one of the biggest roadblocks to homeownership. Often equaling thousands of dollars, even a 5% downpayment can seem impossible to many would-be homeowners. But a downpayment assistance program can help. Using downpayment assistance programs like the one...