When someone can’t qualify for a loan, they often consider using a cosigner. Whether it’s a mother, father, sibling, or helpful friend, a cosigner can help potential borrowers secure the loan they need for a vehicle or for a...
When saving for a down payment, you might assume that you can simply use any money in your account. From life savings to inherited money to personal gifts, it’s all available for use...right? Not exactly. Using gift funds as a...
For most homebuyers across the country, a conventional loan is enough for their purchase. However, in high-market areas like San Diego, large sums of money are needed to purchase even a moderate home. After all, a million-dollar home in...
Purchasing a home comes with a few additional costs that may not be entirely clear. Realtor fees, closing costs, and home insurance are just a few of the things that can slowly drive up the cost of being a...
The United States Department of Agriculture is one of the most important organizations for national homeownership. While the office may be associated with raising livestock, growing crops, and monitoring food safety, they also stimulate the real estate market in...
Avoiding Real Estate Contingencies Let’s face it, buying or selling a home is a stressful experience for most people. This is why we want to make the process as quick and painless as possible for you. However, real-estate transactions...
To help support the real estate market across the country, the United States government has create a wide variety of programs and agencies. While you can certainly find a mortgage that does not include any government program, most mortgage...
Amortization is an important term in real estate lending, but one that is not well understood outside of people working in the industry. This concept has an impact on payments for fixed-rate loans, but not specifically on how much...
30 years or 15 years. Those are your options for a mortgage. Right? While most people are familiar with either 30 or 15-year mortgage terms, there are actually mortgages available that are based on many different lengths. 10-year, 20-year,...
Condo ownership is a wonderful option for many people across the country. It not only provides affordable living, with little to no maintenance or yard work, it can be more convenient for people who are either incapable or simply...