People choose low-down-payment loans for many reasons. For some, the justification is simple: they just don’t have the money but want to buy a home. For others, the reasoning is more complicated: even if they can afford a full...
If you are looking for a jumbo loan with a low down payment, you may find a lot of options. But not all jumbo loans are built the same. Our minimum-down-payment loans have many features that make them extremely...
With our minimum-down-payment jumbo loans, we open the doors to purchases that would otherwise be closed. And they can be closed for many reasons. The most obvious is price. With conventional loans, you are limited to a certain amount, which...
Generating all the funds you need for mortgage down payments and reserve requirements can be difficult. Equaling thousands of dollars, and in some cases tens of thousands, this can be a significant burden for many people. If you are...
Everyone knows about down payments for purchasing a home, but many don’t understand, or have never heard of, reserve requirements. Every time a lender or bank makes a loan, they assume a certain degree of risk, and the industry...
Jumbo loans often require a large down payment, sometimes as high as 20% just to qualify for the financing. Unfortunately, this creates a massive hurdle for many would-be buyers, but San Diego Purchase Loans can help. By offering jumbo...
Buying a home is an important milestone for many people. Along with buying a first car, graduating college, and even getting married, people often reflect on the purchase of their first home as memorable moment. But while it should be...
Jumbo loans are any loans that are higher than the allowable limit set by the Fannie Mae and Freddie Mac, which use the FHFA as their guide. Essentially, if you need to borrow a significant amount (more on specific...
Most people who need a mortgage loan can verify their income easily. They simply use their regular paystub, which usually comes every other week, proving to the lender that they make a certain amount.
By using a different form of information to verify a borrower’s income, bank-statement loans make mortgages available to many people who might otherwise struggle with financing. If you have a unique career, or simply want to improve the terms...