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Forbearances are declining. What could this mean for future homebuyers?  The United States, at least economically, appears to be steadily returning to a state of normal. Yes, COVID-19 cases continue to increase in many areas, causing new restrictions on gatherings...
Real estate can be one of the best ways to invest your money. Not only are you investing in something that steadily gains in value (in most cases), you are purchasing a physical asset that brings a steady cash...
Many people struggle to build a downpayment, causing them to avoid homeownership entirely. To help struggling loved ones and friends, some people give generous cash gifts, which can then become a borrower’s downpayment, creating an entry point to rewarding...
The downpayment for a mortgage loan is often the largest hurdle between a would-be buyer and homeownership. For this reason, many buyers receive cash gifts from relatives, using the money to jumpstart their purchase. But you may need to...
The holidays are an extremely busy time for many people. With seasonal parties, family gatherings, cooking, shopping, religious services, and community outreach, the weeks between the end of Halloween through New Year’s Day can seem like a non-stop whirlwind. Could...
In response to the COVID-19 crisis, California lawmakers have passed a variety of rules and regulations. One piece of legislation, called the COVID-19 Small Landlord and Homeowner Relief Act of 2020, largely addresses eviction that have become prominent between...
A real-estate contingency can make or break a deal. Although (in rare cases) they can hold up a sale, contingencies are a common, and usually inconsequential, part of the total sales process. Whether you are a buyer or a...
Finding the right home is only half the problem for many homebuyers. Reaching an accepted offer is the next major hurdle. This hurdle can become even taller if you are pulled into a bidding war. Fortunately, there are real...
Buyer’s remorse can happen on any purchase. Cars, appliances, and clothing can all cause it. And, of course, there is homebuyer’s remorse. Common Causes for Homebuyer’s Remorse There are many reasons why you may end up regretting your home-buying decision, and...
Mortgage research is an important part of the overall buying process. But where is the information, and what should you look for? This article hopes to guide you in the right direction. An informed decision is a better decision. Whether...