Condo ownership is a wonderful option for many people across the country. It not only provides affordable living, with little to no maintenance or yard work, it can be more convenient for people who are either incapable or simply...
Think buying a second home is only a dream? Think having a vacation spot all to yourself, with no reservations and no per-night payments is only for the extremely well-to-do? Think again. According to the National Association of Realtors, 21% of...
It’s one of the biggest roadblocks on the path to homeownership. So big, in fact, that it keeps some people from even considering owning a home. It’s the downpayment. Raising even a small down payment can be incredibly tough...
While everyone realizes that divorce is part life, the divorce itself can create concerns for lenders. Many hard-working, financially-secure people will go through a divorce at one point or another, but these people will still find difficulty when applying...
You’ll hear it from everyone you talk to. Your friends and family will all tell you that if you have a low credit score, purchasing a home is nearly impossible. If you are fortunate enough to get approved, they...
You want to purchase a home to improve your financial future, but when you start the process, you discover you have limited options because you only have a small down payment. While there are some government programs available, there are...
One of the largest hurdles towards home ownership is the down payment. With tight budgets and high costs of living, it can be tough for hard-working people to save enough money to have a substantial down payment. With no down...
One of the most important factors when seeking a loan is your debt-to-income ratio. Whether it’s car loans, mortgages, or business loans, lenders want to see a healthy ratio with less debt and more income. In most cases, the...
Regardless of the real estate seminar or property flipping reality television show that you devote your loyalty, there are two very basic economic objectives of purchasing residential investment properties. Cash-Flow- The proceeds of rental income after the expenses of...
Buying a house is one of the biggest financial estimates most of us will ever make. As you get older, the idea of purchasing a home shifts slowly from a daunting expense to an essential one. Maybe you have a...