Homeownership is an important part of American prosperity. It provides secure, consistent housing and, because a mortgage payments become real ownership, acts as a forced savings account. It allows you to take pride in your property and lets you...
Sometimes it takes a unique loan officer with multiple options and a wide range of experience to get a borrower approved for a mortgage. People who work in the cannabis industry, for example, often experience difficulty when applying for...
If you served in the United States military, you deserve to access all the benefits you have earned, including affordable VA loans. But securing a VA loan can become complex. As you may have already learned, there is a lot...
Jumbo loans are any loans that are higher than the allowable limit set by the Fannie Mae and Freddie Mac, which use the FHFA as their guide. Essentially, if you need to borrow a significant amount (more on specific...
Purchasing a home is not quite as simple as it looks on television. There are numerous fees and costs associated with the purchase, and, while most are affordable, they add up in total price. Make sure you are prepared...
Buying a house is one of the biggest financial estimates most of us will ever make. As you get older, the idea of purchasing a home shifts slowly from a daunting expense to an essential one. Maybe you have a...
Virginia uses a settlement agent who is either an attorney or a representative from a title company. This person is used to complete the purchase and prepare all closing documents. When buying a home in Virginia, the buyer...
Condos are an affordable, comfortable, and often luxurious property purchase. However, situations with the property status can make borrowing difficult. Fortunately, our minimum-down-payment loans make condo purchases easier, faster, and more affordable. Here are eight characteristics that make our...
Are FHA loans for Dreamers a possibility? There is some uncertainty about this topic, and even though the Department of Housing and Urban Development (HUD) attempted to clear the air, many people are still confused about the issue. After...
Amortization is an important term in real estate lending, but one that is not well understood outside of people working in the industry. This concept has an impact on payments for fixed-rate loans, but not specifically on how much...