Competing Offers

Real estate in any region is rarely in what is referred to as “equilibrium.” Equilibrium states that neither a buyer nor seller has the upper hand in negotiations due to a balanced real estate market. Often times, it is...
If you ask someone how much money they make in a week (which, we admit, would be extremely rude!) most could give you a specific number. But many people would say, “that depends on the week.” Self-employed and commission-based sales...
Getting a DACA home loan can seem confusing, but it’s actually quite simple. Read through these frequently asked questions and you’ll have the information needed to move forward on your home purchase… Frequently Asked Questions About DACA Home Loans 1. Question:...
Sometimes it takes a unique loan officer with multiple options and a wide range of experience to get a borrower approved for a mortgage. People who work in the cannabis industry, for example, often experience difficulty when applying for...
Amortization is an important term in real estate lending, but one that is not well understood outside of people working in the industry. This concept has an impact on payments for fixed-rate loans, but not specifically on how much...
Without having been involved either buying or selling a home you probably don’t know what an escrow officer does. However, that person is one of the more important pieces in the transaction puzzle. There are plenty of people involved...
There are a lot of decisions to make when it comes to buying a home. One of the most important is deciding between a fixed-rate and an adjustable-rate mortgage. While adjustable-rate loans have their benefits, you’ll find that fixed-rate loans...
Everyone knows about down payments for purchasing a home, but many don’t understand, or have never heard of, reserve requirements. Every time a lender or bank makes a loan, they assume a certain degree of risk, and the industry...
Choosing a loan can be difficult. With so many programs and options, knowing which one is right for your needs is confusing, overwhelming you to the point of frustration. But there is a right loan for you.  While every person...
According to data from the Pew Research Center, 37% of American adults ages 18 to 29 have student loan debt. Even between the ages of 30 and 44, almost a quarter of the country has student loans. For all...