Here in San Diego, we are proud to have some of the finest healthcare centers in the world. Facilities like Scripps, UC San Diego Health, and Sharp HealthCare are at the leading edge of care and health services. These...
It happens in lending from time to time. On occasion, rates are so high that they trigger the requirements of a High-Priced Mortgage Loan, also called an “HPML.” In many cases, this means the only solution is to establish an...
Purchasing your first home can be scary. For years, you’ve been told that homeownership is essential for financial success, but when it comes time to make the purchase, it can be easy to hesitate. Renting might seem like a...
You’ll hear it from everyone you talk to. Your friends and family will all tell you that if you have a low credit score, purchasing a home is nearly impossible. If you are fortunate enough to get approved, they...
Purchasing a home comes with a few additional costs that may not be entirely clear. Realtor fees, closing costs, and home insurance are just a few of the things that can slowly drive up the cost of being a...

Jumbo Reverse

For homeowners that are 62 or older, they’ve had access to the Home Equity Conversion Mortgage, or HECM. The HECM turns some of the current equity in the home into cash payable directly to the owners of the property....
Moving from one property to another can be stressful enough. With packing, hauling, and organizing, you have enough to deal with as is. But many people worry about selling their property before buying a new home. Because they don’t...
If you are self employed, or if you work on a commission-based salary, you must understand the benefits of bank statement loans. Traditional loans require paystubs and tax returns to verify income, but many professionals work in careers that...
The concept of private mortgage insurance first came about in 1958 when an insurance policy was created specifically addressed to help those who would not come up with the necessary 20 percent down payment in order to obtain a...
Buying a house is one of the biggest financial estimates most of us will ever make. As you get older, the idea of purchasing a home shifts slowly from a daunting expense to an essential one. Maybe you have a...