Avoiding Real Estate Contingencies Let’s face it, buying or selling a home is a stressful experience for most people. This is why we want to make the process as quick and painless as possible for you. However, real-estate transactions...

Competing Offers

Real estate in any region is rarely in what is referred to as “equilibrium.” Equilibrium states that neither a buyer nor seller has the upper hand in negotiations due to a balanced real estate market. Often times, it is...
In a previous article, we discussed how you can acquire a loan to help purchase a home for an elderly parent. We discussed many important points, such as the challenges of purchasing a parent’s house as a “second home”...
On average, over one million Americans file for bankruptcy each year. The biggest contributing factors to bankruptcy typically involve divorce, loss of employment, or personal or family illness. For people who have recently experienced the bankruptcy process, there are...
You want to purchase a home to improve your financial future, but when you start the process, you discover you have limited options because you only have a small down payment. While there are some government programs available, there are...
Think buying a second home is only a dream? Think having a vacation spot all to yourself, with no reservations and no per-night payments is only for the extremely well-to-do? Think again. According to the National Association of Realtors, 21% of...
Here in San Diego, we are proud to have some of the finest healthcare centers in the world. Facilities like Scripps, UC San Diego Health, and Sharp HealthCare are at the leading edge of care and health services. These...
Homeownership is an important part of American prosperity. It provides secure, consistent housing and, because a mortgage payments become real ownership, acts as a forced savings account. It allows you to take pride in your property and lets you...
Just like clockwork whether we want it or not it’s getting close to tax time. The IRS began accepting and processing federal income tax returns late last January. For the “EZ-Filers” it’s very likely many have already submitted their...
If you have had a foreclosure on any property within the past seven years, your home loan options are limited. Conventional mortgage loans underwritten to the guidelines of both Fannie Mae and Freddie Mac will require a minimum of...