If you’re a W-2 employee who hasn’t filed your tax returns, you may be wondering whether you can still qualify for a home loan. Traditional lenders typically require your tax returns as part of the
Simultaneous restoration of entitlement can help veteran homeowners with a VA loan purchase a new home before selling their old property. How Simultaneous Restoration of VA Entitlement Can Help Your Purchase To fully understand this
This article discusses an appraisal transfer and the process for having these documents sent to a new lender. When a lender receives an application for a mortgage, they need to go through the process of
For entrepreneurs, investors, and business owners, qualifying for a loan is often a challenge. Fortunately, they can use bank statements to help with final approval. Bank statement loans are useful when you don’t have traditional
Our CashPlus program can be a valuable resource for buyers in competitive markets. This article outlines why it’s important, how the program works, the benefits, and the requirements for using CashPlus. When purchasing a home,
If you have a unique income or a rocky financial past, you may have experience trouble reaching approval for a home loan. A non-qualifying mortgage, or “non-QM loan,” could be a solution. These loans don’t
The Family Opportunity Mortgage is perhaps the best option for borrowers looking to purchase a home for a family member, While it’s limited to purchasing homes for elderly parents, disabled children, and college students, this
Mortgages supported by the Department of Veterans Affairs, commonly called “VA loans,” are some of the most beneficial for homebuyers. They have fairly light qualification standards, and they are easily one of, if not the,
Spring is perhaps the most exciting time in the real estate and mortgage industries. It’s a time full of expectation, a time when the sleepy lull of winter wears off and the energy, movement, and
At San Diego Purchase Loans, we take pride in creating home-financing options for a wide-variety of borrowers and aspiring homeowners. To meet this goal, we provide a selection of high-quality mortgages that create access to
It may come as a surprise, but business startups skyrocketed during the pandemic. This makes bank statement loans for small-business owners more important than ever. The COVID-19 pandemic brought countless hardships. Sickness and disease become
Chad Baker
Originating Branch Manager
NMLS #329451
858-353-8331
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