Mobile homes provide an affordable option for your home purchase. While financing for this type of property can seem more complex, there are plenty of options available. For California residents who are military veterans, one
One of the most important components of your mortgage application is the establishment of your income. Basically, the bank, lender, or lending agent needs to know how much money you make or how much money
When you are searching for a home loan, you have many options. You can choose a fixed-rate loan or an adjustable-rate mortgage. You can go with a conventional loan, or use an FHA loan. One
Purchasing a home is not quite as simple as it looks on television. There are numerous fees and costs associated with the purchase, and, while most are affordable, they add up in total price. Make
If you want to take out a loan with another person who is not your spouse, such as a son or sibling, there are options, including VA loans. Assuming you are eligible, the VA allows
A lender will consider many different factors when approving your mortgage application. They will look at items like your credit score, down payment, and income to determine whether you should be issued a loan. Another
Earlier this month (October of 2019), new rules for financing condos through the FHA went into effect. These rules have made it easier to finance an affordable, convenient condo units, and it’s creating new opportunities
Tax season can be a scary time for many people. While we all know we have a tax obligation, life sometimes gets in the way, creating unfortunate situations when many people are unable to pay
The Federal Housing Administration is one of the most important government institutions for the real estate and mortgage industry. This organization is involved in many different facets, but their most important and well-known task is
When you are thinking about purchasing a home, what’s the first thing you consider? For many; it’s the downpayment. This chunk of money creates a lot of worry, delay, and confusion among would-be homeowners. Knowing
Most homebuyers will simply need a basic, straightforward, typical loan. Conventional loans and FHA loans, for example, perfectly fit most borrowers, allowing them to purchase the home they need at a price they can afford.
Chad Baker
Originating Branch Manager
NMLS #329451
858-353-8331
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