Refinancing a mortgage loan can have many benefits, but homeowners often delay this step because they may be comfortable with their current mortgage, don’t know how to proceed, or don’t understand the right times for refinancing. Why, When, and...
We all want to improve our homes and make them more energy efficient. One of the most convenient ways to do this is through the HERO program, a government loan that is paid back through property taxes. While useful for...
Reverse-mortgage refinancing may be the right choice for your home. Traditional home loans are refinanced practically every day. If property owners took out a mortgage loan years ago when interest rates were higher, they have the option of refinancing...

HARP Loan 2016

For those of you paying attention to mortgage rates, and we here at Home Point surely do, you may have noticed that rates are at a three year low. Which is very near historic lows last touched in the...
Couples who decide to end their marriage with a divorce certainly didn’t go into the arrangement knowing full well that at some point a divorce will be a definite life event. No, instead of living a life of indescribable bliss...
Only recently have home values recovered their earlier losses that occurred during the housing debacle of the last decade. Today, we’re still feeling the effects of the loose lending standards that caught too many in a bad situation but as...