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Refinancing can be a useful tool to secure a loan that fits your needs. But it’s not for all homeowners at all times. There are specific situations when a refinance is appropriate; likewise, there are times when it may...
FHA cash-out refinancing is a wonderful option for many consumers across the country. However, if you want to use this program to take advantage of the equity in your home, you need to act fast. The program is changing,...
The HomeStyle Renovation program is an excellent option for financing your home purchase and remodeling project. It allows you to secure a mortgage for not only the purchase of a home, but also a wide variety of projects while...
If you need a large amount of money in a short period of time, you may consider cash-out refinancing. This borrowing option allows you to turn home equity into usable cash, and while it may not be the right...
Intended to make refinancing of FHA loans more convenient and efficient, FHA Streamline refinancing is one of the most beneficial options for homeowners. This is a faster, easier way to get the loan you need, all with less paperwork,...
Refinancing a mortgage loan can have many benefits, but homeowners often delay this step because they may be comfortable with their current mortgage, don’t know how to proceed, or don’t understand the right times for refinancing. Why, When, and...
We all want to improve our homes and make them more energy efficient. One of the most convenient ways to do this is through the HERO program, a government loan that is paid back through property taxes. While useful for...
Reverse-mortgage refinancing may be the right choice for your home. Traditional home loans are refinanced practically every day. If property owners took out a mortgage loan years ago when interest rates were higher, they have the option of refinancing...

HARP Loan 2016

For those of you paying attention to mortgage rates, and we here at Home Point surely do, you may have noticed that rates are at a three year low. Which is very near historic lows last touched in the...
Couples who decide to end their marriage with a divorce certainly didn’t go into the arrangement knowing full well that at some point a divorce will be a definite life event. No, instead of living a life of indescribable bliss...