fbpx
The housing market that began to rebound in 2012 has finally brought with it some good news for borrowers, particularly for homebuyers and existing homeowners with less-than-perfect mortgage histories. Here is everything you need to know about Purchasing after a...
HOME POINT Financial is excited to announce a brand new Stated Income Verified Asset program for 2015 with loan amounts up to $2 million for qualified borrowers for home purchase, refinance, and cash-out transactions. Below is a brief discussion of...
We are dedicated to providing the best financing options for people from all walks of life, all backgrounds, and all professions. One of the programs we offer is made specifically for licensed medical professionals. Creating better financing options for...
Building a Granny Flat in San Diego Have you ever considered building a granny flat in San Diego as a way to enjoy personalized, on-site care for your aging or elderly parent(s)? Constructing on-site living and care quarters (or “granny...
In a fast-paced housing market, having a successful bid can seem impossible. With so many buyers, and so few options available, houses rarely last a week on the market. It’s not uncommon, in some areas at certain times, for...
Foreign nationals have a serious incentive to buy property in the United States. The U.S. dollar is strong, and home values are rising steadily, making home purchases, either as a residence or investment property, an increasingly-attractive option. And many foreign...
An Arm’s Length Transaction refers to a real estate purchase transaction in which both the buyer and seller are conducting business from an equal bargaining position, with neither party having any control or influence over the other.  In contrast,...
Whether your mortgage choice is a conforming, jumbo, conventional or government-backed, not only will you have your choice of interest rate and point combinations as well as the term of the loan but you will also take your pick...
Only recently have home values recovered their earlier losses that occurred during the housing debacle of the last decade. Today, we’re still feeling the effects of the loose lending standards that caught too many in a bad situation but as...
The home loan process can be a challenging experience for the self employed borrower looking to purchase or refinance a home. Much of the confusion can be attributed to the calculation and documentation of income that a mortgage bank...