Lending guidelines over the past few years have gradually relaxed in certain areas. Leading up to 2008 and immediately thereafter, lenders seemed to dry up available credit for home buyers. That was true but mostly the lenders that participated...
In 1958 Puerto Rico created the first condominium legislation, effectively making Puerto Rico the first place in the Unites States to start building condominiums. The state of Utah adopted condo legislation in 1963 and by 1965 the condominium revolution had...
Whether your mortgage choice is a conforming, jumbo, conventional or government-backed, not only will you have your choice of interest rate and point combinations as well as the term of the loan but you will also take your pick...
“How’s The Real Estate Market In San Diego 92130?” You’ve probably either asked or heard this question before.  Just like the weather, every neighborhood in San Diego has its own unique real estate microclimate.  The purposes of our infographic to...
Buying a house is one of the biggest financial estimates most of us will ever make. As you get older, the idea of purchasing a home shifts slowly from a daunting expense to an essential one. Maybe you have a...
Financing a Home Purchase With a HERO Lien or PACE Lien If you found this article during an online search, it’s very likely you, or the property you want to buy (or refinance), is in some sort of a financial...
Lenders determine affordability based upon a combination of factors including your gross monthly income, debt and current and future monthly payments to creditors. As that’s just one of the areas lenders evaluate it’s certainly one of the most important....
When we think of loan qualification, we think of credit scores, debt-to-income ratio, and annual salary totals from a steady career. We rarely think of the money locked in an Investment Retirement Account (IRA), 401(k), or Keogh retirement account. For...
Coming up with funds to close on a home purchase is perhaps the single greatest barrier first time home buyers face. At least there are still too many who believe that. Yet despite the easy access to information and...
“How’s The Real Estate Market In Chula Vista 92122?” You’ve probably either asked or heard this question before. Just like the weather, every neighborhood in San Diego has its own unique real estate microclimate.  The purposes of our infographic to...