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A Brief History in Time Mortgage lending has made some dramatic changes over the past few years and when you include the period beginning in 2000, there have some rather wild swings regarding loan approvals. Mortgage lenders often change lending guidelines...
If you currently have a home equity line of credit, or a HELOC, or thinking about applying for one, you should note that HELOC rates will rise as rates in general do. A HELOC is in fact a line...
As we close out an eventful 2016 many of us are scurrying around trying to get things squeezed into this year and not let fall into 2017. Some of these things might mean reviewing what our resolutions for 2016...
Conventional Loans Conventional loans, those that are underwritten primarily to guidelines set forth by Fannie Mae and Freddie Mac have been around in some fashion since 1967, when Fannie Mae became its own government-sponsored corporate entity followed by Freddie Mac...
Just like clockwork whether we want it or not it’s getting close to tax time. The IRS began accepting and processing federal income tax returns late last January. For the “EZ-Filers” it’s very likely many have already submitted their...
Financing a Home Purchase With a HERO Lien or PACE Lien If you found this article during an online search, it’s very likely you, or the property you want to buy (or refinance), is in some sort of a financial...
“How’s The Real Estate Market In San Diego 92108?” You’ve probably either asked or heard this question before.  Just like the weather, every neighborhood in San Diego has its own unique real estate microclimate.  The purposes of our infographic to...
“How’s The Real Estate Market In San Diego 92130?” You’ve probably either asked or heard this question before.  Just like the weather, every neighborhood in San Diego has its own unique real estate microclimate.  The purposes of our infographic to...
“How’s The Real Estate Market In San Diego 92126?” You’ve probably either asked or heard this question before. Just like the weather, every neighborhood in San Diego has its own unique real estate microclimate.  The purposes of our infographic to...
Appraisals are funny things. Well, not exactly hilarious but they are viewed differently at different times by different people. For example, a seller wants to get the most out of their home as possible and work with an agent...