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Renovation loans are an essential part of the real estate industry. While they may not be used in every transaction, these programs often assist with buying and selling, and they can be crucial for increasing home values and improving...
If you find the almost-perfect home, one that has the best location, the right floor space, and the perfect amount of rooms, but also needs repairs and maintenance, you might pass on the property. Before you disregard the almost-perfect...
If you’re thinking of purchasing a rental property, you may already be considering the possible costs of making the property suitable for tenants once you own it. Like with all home improvements, some give you more bang for your...
Remodeling can be expensive, but it's often justified because, as many claim, it will add value to their home. But is this completely true? As we’ll see, renovations may not, in fact, be a strong financial investment, but that...
There are many VA loan myths, especially related to permitted work and home appraisals. These myths, unfortunately convince some people avoid VA loans. However, with the right information, you’ll see that a VA loan is a great option if...
There are two types of home buyers, those who want to buy an existing home in an established neighborhood or subdivision and someone who wants a brand new home that’s never been lived in before. New construction vs. existing...
What is a Non-Qualified Mortgage (Non-QM) and how does it help Southern California homeowners? First, a brief history on what makes a mortgage loan product a "QM", or “Qualified Mortgage.” The Consumer Financial Protection Bureau (CFPB) is an independent agency...
You’ve finally found your dream house. Maybe it’s in a kid-friendly neighborhood, with great schools and a wonderful park just a few blocks down. Maybe it has just the right amount of land for your herb garden and hobby...
Having additional living space on your property can bring many benefits, ranging from mere convenience to additional income that can last for decades. Typically, people build accessory dwelling units, also known as “ADUs” or “granny flats” on their property...
Suppose you find the perfect house for your family. It has a wonderful backyard, a spacious kitchen, and three excellent bathrooms, which will make a weekday morning far more peaceful for your growing family. It seems like the perfect...